7972 Blue Stream Dr, Elkridge, MD 21075 Property Records

Howard County property record for 7972 Blue Stream Dr, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,420 sqft · built 2015
Lot Size	0.03 acres (1,300 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Dec 2015)
Tax Bill	$7,594 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-598056`

Property Details

APN / Parcel Number

Primary APN	`01-598056`
Alternative APN	`598056`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,420 sqft Total Area
Attic	Attic
Attic Area	400 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,300 sqft (0.03 acres)
Garage Type	Built-in
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	209 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	598056
Street Address	7972 BLUE STREAM DR
City	ELKRIDGE
State	MD
Zip	21075-7956
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 10 1,300 SQ' 7972 BLUE STREAM DR BLUE STREAM
Legal Subdivision	BLUE STREAM TOWNS
Legal Lot Number	10
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1005
Census Tract	601203

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7972 BLUE STREAM DR, ELKRIDGE, MD 21075-7956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2015 · Amount on Record
Deed Sale	Dec 29, 2015 · Amount on Record
Deed Book / Page	16620 / 307
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7972 BLUE STREAM DR, ELKRIDGE, MD 21075-7956
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0217400113
Date	Sep 30, 2022
Book Page	21740/113

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7972 BLUE STREAM DR, ELKRIDGE, MD 21075-7956
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AWO TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7972 BLUE STREAM DR, ELKRIDGE, MD 21075-7956

Mortgage

Document Number	0198550001
Date	Oct 23, 2020
Book Page	19855/1

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,594.00 (+5.57%)	$523,900 (+5.23%) Land $130,000 Building $393,900	$523,900 (-) Land $130,000 Building $393,900
2025	$7,193.00 (+50.95%)	$497,867 (+11.68%)	$523,900 (+17.52%) Land $130,000 Building $393,900
2023		$445,800 Land $160,000 Building $285,800	$445,800 Land $160,000 Building $285,800
2022	$4,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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