7971 Co Rd 409, Fulton, MO 65251 Property Records

Callaway County property record for 7971 Co Rd 409, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1 ba · 812 sqft · built 1940
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Tax Bill	$527 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-02.0-10.0-00-000-018.000`

Property Details

APN / Parcel Number

Primary APN	`18-02.0-10.0-00-000-018.000`
Alternative APN	`1802010000000010000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	812 sqft Living Area
1st Floor Area	812 sqft

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Mixed
Garage Area	288 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1802010000000018000
Street Address	7971 COUNTY ROAD 409
City	FULTON
State	MO
Zip	65251-6827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW
Jurisdiction	CALLAWAY MO
Township / Civil Division	ST. AUBERT
Census Block Group	2
Census Block	2024
Census Tract	70602

Owner

7971 Co Rd 409 is owned and occupied by an individual who acquired it in February 2025.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7971 COUNTY ROAD 409, FULTON, MO 65251-6827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE CALLAWAY BANK
Apr 3, 2018	Deed of Trust, Mortgage RIVER REGION CREDIT UNION
Nov 30, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) RIVER REGION CREDIT UNION
Apr 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2025
Deed Sale	Feb 4, 2025
Deed Document Number	000518/143
Deed Book / Page	518 / 143
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7971 COUNTY ROAD 409, FULTON, MO 65251-6827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0216
Date	Jun 26, 2017
Book Page	D0239/0216
Instrument	201704050

Lender

Name	THE CALLAWAY BANK
Type	Bank
Address	FULTON, MO 65251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7971 COUNTY ROAD 409, FULTON, MO 65251-6827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000413
Date	Apr 3, 2018
Book Page	0000000240/0000000413
Instrument	201801899

Lender

Name	RIVER REGION CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	297 Months
Due	Jan 1, 2043

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7971 COUNTY ROAD 409, FULTON, MO 65251-6827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/588
Date	Nov 30, 2020
Book Page	245/588
Instrument	202008719

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 24, 2017
Property Address	7971 COUNTY ROAD 409, FULTON, MO 65251-6827
Document Number	M0465/0105
Book / Page	M0465 / 0105
Instrument Date	Apr 13, 2017
Instrument	201702430
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7971 COUNTY ROAD 409, FULTON, MO 65251-6827

Tax Assessment & Valuation

The 2025 property tax bill for 7971 Co Rd 409 was $527.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	South Callaway County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$527.00	$12,692 (-)	$66,800 (-)
2024	$527.00 (+0.38%)	$12,692 (-)	$66,800 (-)
2023	$525.00 (+3.96%)	$12,692 (+3.89%)	$66,800
2022	$505.00	$12,217 Land $1,425 Building $10,792
2021			$64,300 Land $7,500 Building $56,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7971 Co Rd 409 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7971 Co Rd 409 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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