7971 Broadmoor Ln, Stanley, NC 28164 Property Records

Lincoln County property record for 7971 Broadmoor Ln, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,874 sqft · built 1995
Lot Size	0.491 acres (21,388 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Feb 2022)
Tax Bill	$4,390 (2023)
Deeds & Mortgages	May 2021 Line of Credit Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4612-44-4210`

Property Details

APN / Parcel Number

Primary APN	`4612-44-4210`
Alternative APNs	`461203444210` `289673` `02133`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,874 sqft Finished Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1995
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Lot Area	21,388 sqft (0.491 acres)
Pool Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	289673
Old Parcel Number	461203444210
Street Address	7971 BROADMOOR LN
City	STANLEY
State	NC
Zip	28164-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#51 COWANS FORD C C
Legal Subdivision	COWANS FORD CC
Legal Block	44
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1012
Census Tract	71102

Owner

7971 Broadmoor Ln is owned and occupied by an individual who bought it in February 2022.

Source: Lincoln County records, as of November 17, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7971 BROADMOOR LN, STANLEY, NC 28164-8775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 10, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Deed Document Number	0003136922
Deed Book / Page	3136 / 922
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7971 BROADMOOR LN, STANLEY, NC 28164-8775
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304217
Date	May 17, 2021
Book Page	3042/17
Instrument	631397

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Mar 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 15, 2022
Property Address	7971 BROADMOOR LN, STANLEY, NC 28164-8775
Document Number	0003136922
Book / Page	3136 / 922
Map Reference	MB F PG 160-167
Instrument Date	Feb 15, 2022
Instrument	647522
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	NOT AVAILABLE, TRYON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1486 WINGED FOOT DR, 1486, DENVER, NC 28037-6506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7971 BROADMOOR LN, STANLEY, NC 28164-8775

Mortgage

Document Number	0000647523
Date	Feb 15, 2022
Instrument	647523

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7971 BROADMOOR LN, STANLEY, NC 28164-8775
Document Number	2842955
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7971 BROADMOOR LN STANLEY NC 281648775, STANLEY, NC 28164-8775

Mortgage

Document Number	2842955
Date	Aug 30, 2019
Book Page	002842/000955
Instrument	597213

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,390.00	$710,083 Land $126,000 Building $584,083	$710,083 Land $126,000 Building $584,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7971 Broadmoor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7971 Broadmoor Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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