7970 SE River Ln, Stuart, FL 34997 Property Records

Martin County property record for 7970 SE River Ln, Stuart, FL 34997 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,321 sqft Living Area
Lot Size11,413 sqft (0.262 acres)
OccupancyOwner Occupied
Last Sale$255,000 (2018)
Tax Bill$3,624.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-39-41-003-000-0032.0-4-0000
Alternative APNs
  • 04-39-41-003-000-00320-4
  • 439410030000032040000
  • 60628

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,321 sqft Living Area
Gross Area1,573 sqft Gross Area
1st Floor1,321 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1987
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area11,413 sqft (0.262 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area252 sqft Garage
Pool Area450 sqft Pool

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address7970 SE RIVER LN
CitySTUART
StateFL
Zip34997-7351
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH RIVER COLONY UNREC LOT 32 OR 352/2448
Legal Range41E
Legal Township39S
Legal Section4
Legal SubdivisionSOUTH RIVER COLONY
Legal Block2
Legal Lot Number32
JurisdictionMARTIN FL
Minor Civil DivisionPORT SALERNO-HOBE SOUND
Census Blockgroup2
Census Block2022
Census Tract1108

Owner

Source: Martin County records · APN 04-39-41-003-000-0032.0-4-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7970 SE RIVER LN, STUART, FL 34997-7351
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jul 31, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Nov 27, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Aug 01, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2018 · Amount on Record
Deed SaleAug 01, 2018 · Amount on Record
Prior SaleMay 11, 2015 · Amount on Record
Deed Doc Number20182708281
Deed Book / Page3007 / 1924
Prior Transfer DateMay 06, 2015
Prior Transfer Doc0027830445
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address7970 SE RIVER LN, STUART, FL 34997-7351
Transaction TypeMortgage
Record UpdatedMay 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7970 SE RIVER LN, STUART, FL 34997-7351

Mortgage

Document Number0032110150
DateMar 31, 2021
Book Page3211/150
Instrument2878256
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address7970 SE RIVER LN, STUART, FL 34997-7351
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031470063
DateJul 31, 2020
Book Page3147/63
Instrument2828937
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address7970 SE RIVER LN, STUART, FL 34997-7351
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030970095
DateNov 27, 2019
Book Page3097/0095
Instrument2787040
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 01, 2018
Property Address7970 SE RIVER LN, STUART, FL 34997-7351
Document Number0030071924
Book / Page03007 / 1924
Map ReferenceMB337 PG2114
Instrument DateJul 27, 2018
Instrument2708281
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySECURITY NATL TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11475 SWIFT WATER CIR, 11475, ORLANDO, FL 32817-1443

Transferred To (Grantee/Buyer)

NameVerified Name
Address7970 SE RIVER LN, STUART, FL 34997-7351

Mortgage

Document Number0002708282
DateAug 01, 2018
Instrument2708282
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$241,753 (+5.99%)$376,260 (+10.66%) Land $200,000 Building $176,260
2024$3,624.00 (+2.4%)
2023$3,539.00 (+3.87%) Additional exemption filed$228,098 (+3%)$340,010 (+6%) Land $185,000 Building $155,010
2022$3,407.00 Homeowner's exemption$221,455$320,760 Land $188,700 Building $132,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 461 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on SE River Ln

Nearby Streets

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