Osceola County property record for 7970 Diamond C Cir, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1993 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,000 (Sep 2012) |
| Tax Bill | $3,305 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104065 |
| Primary APN | 104065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Heated Area |
| Gross Area | 3,280 sqft |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 736 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Finished |
| Garage Area | 1,800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 984 sqft |
| Patio Area | 1,200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 104065 |
|---|---|
| Street Address | 7970 DIAMOND C CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | CYPRESS CREEK RANCHES UNIT 1 PB 2 PG 175 LOT 25 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 09 |
| Legal Subdivision | CYPRESS CRK RNCH UN1 |
| Legal Tract | 2905 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 43802 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7970 DIAMOND C CIR, SAINT CLOUD, FL 34771-9039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2024 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Aug 9, 2021 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2012 · Amount on Record |
| Deed Sale | Sep 4, 2012 · Amount on Record |
| Deed Document Number | 2012128245 |
| Deed Book / Page | 4317 / 1780 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 7970 DIAMOND C CIR, SAINT CLOUD, FL 34771-9039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7970 DIAMOND C CIR, SAINT CLOUD, FL 34771-9039 |
| Document Number | 0065411184 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 6541/1184 |
| Instrument | 2024012015 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Jan 29, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 7970 DIAMOND C CIR, SAINT CLOUD, FL 34771-9039 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7970 DIAMOND C CIR, SAINT CLOUD, FL 34771-9039 |
| Document Number | 0063141090 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 6314/1090 |
| Instrument | 2022165263 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Nov 13, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 7970 DIAMOND C CIR, SAINT CLOUD, FL 34771-9039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7970 DIAMOND C CIR, SAINT CLOUD, FL 34771-9039 |
| Document Number | 0060182110 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 6018/2110 |
| Instrument | 2021122684 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Aug 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 7970 DIAMOND C CIR, SAINT CLOUD, FL 34771-9039 |
| Document Number | 0057510753 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7970 DIAMOND C CIR ST CLOUD FL 347719039, ST CLOUD, FL 34771-9039 |
| Document Number | 0057510753 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 005751/000753 |
| Instrument | 88132 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 7, 2035 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,305.00 (+7.83%) Homeowner's exemption | $228,023 (+5.99%) | $479,700 (+42.81%) Land $145,300 Building $334,400 |
| 2023 | $3,065.00 (+4.46%) Homeowner's exemption | $215,143 (+3%) | $335,900 (+9.52%) Land $103,800 Building $232,100 |
| 2022 | $2,934.00 Homeowner's exemption | $208,877 | $306,700 Land $103,800 Building $202,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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