Hamilton County property record for 7970 Cherrywood Ct, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,546 sqft · built 1951 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,443 (Jan 2022) |
| Tax Bill | $3,458 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 247-0005-0230-00 |
| Primary APN | 247-0005-0230-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,546 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 774 sqft |
| Attic | Attic |
| Attic Area | 372 sqft |
| Basement Area | 774 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 374 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 165 ft deep x 28 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7970 CHERRYWOOD CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | CHERRYWOOD CT 27.63 X 165.46 IRR LOT 15 BENSON TRACT SUB |
| Legal Subdivision | BENSON TRACT SUB |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11100 |
7970 Cherrywood Ct is owned and occupied by an individual who bought it in January 2022.
Source: Hamilton County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7970 CHERRYWOOD CT, CINCINNATI, OH 45224-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI POLICE FEDERAL CREDIT UNION |
| Feb 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jan 10, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on File |
| Deed Sale | Jan 10, 2022 · Amount on File |
| Prior Sale | Jul 16, 2007 · Amount on File |
| Deed Document Number | 20222914 |
| Deed Book / Page | 14580 / 479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 7, 2026 |
| Property Address | 7970 CHERRYWOOD CT, CINCINNATI, OH 45224-1114 |
| Document Number | 0000035379 |
| Book / Page | 15661 / 2185 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202635379 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7970 CHERRYWOOD CT, CINCINNATI, OH 45224-1114 |
| Document Number | 0000035379, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 15661/2185 |
| Instrument | 202635379 |
| Name | CINCINNATI POLICE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 6, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7970 CHERRYWOOD CT, CINCINNATI, OH 45224-1114 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7970 CHERRYWOOD CT, CINCINNATI, OH 45224-1114 |
| Document Number | 0000010974 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 15106/86 |
| Instrument | 2024-0010974 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 10, 2022 |
| Property Address | 7970 CHERRYWOOD CT, CINCINNATI, OH 45224-1114 |
| Document Number | 0000002914 |
| Book / Page | 14580 / 479 |
| Map Reference | MB 54 PG 48&49 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022-0002914 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7970 CHERRYWOOD CT, CINCINNATI, OH 45224-1114 |
| Document Number | 0000002915 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-0002915 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 7970 Cherrywood Ct was $3,458, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,458.00 (+3.13%) | $56,154 (-) Land $12,040 Building $44,114 | $160,440 Land $34,400 Building $126,040 |
| 2024 | $3,353.00 (-2.22%) | $56,154 (-) Land $12,040 Building $44,114 | |
| 2023 | $3,429.00 (+74.5%) | $56,154 (+94.97%) Land $12,040 Building $44,114 | $160,440 Land $34,400 Building $126,040 |
| 2022 | $1,965.00 Homeowner's exemption | $28,802 Land $9,776 Building $19,026 | |
| 2020 | $82,290 Land $27,930 Building $54,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7970 Cherrywood Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7970 Cherrywood Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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