7970 Champaign Dr, Mentor, OH 44060 Property Records

Lake County property record for 7970 Champaign Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,028 sqft · built 1992
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2022)
Tax Bill	$10,056 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-C-074-W-00-040-0`

Property Details

APN / Parcel Number

Primary APN	`16-C-074-W-00-040-0`
Alternative APN	`E 17`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
1st Floor Area	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Balcony	Balcony
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	E 17
Street Address	7970 CHAMPAIGN DR
City	MENTOR
State	OH
Zip	44060-4077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 TRACT 9
Legal Subdivision	KINGSMILL SUBDIVISION NO. 3
Legal Tract	9
Legal Lot Number	16
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	4
Census Block	4000
Census Tract	203000

Owner

7970 Champaign Dr is owned and occupied by an individual who bought it in November 2022.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7970 CHAMPAIGN DR, MENTOR, OH 44060-4077
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Deed Document Number	477231
Record Updated	Jun 7, 2026

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Nov 2, 2022
Property Address	7970 CHAMPAIGN DR, MENTOR, OH 44060-4077
Document Number	0000029587
Map Reference	VOL 14 PG 10
Instrument Date	Oct 31, 2022
Instrument	2022R029587
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7970 CHAMPAIGN DR, MENTOR, OH 44060-4077

Mortgage

Document Number	0000029588
Date	Nov 2, 2022
Instrument	2022R029588

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	Other
Margin	3
Max Rate	9.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,056.00 (+119.9%) Homeowner's exemption	$96,780 (-) Land $17,710 Building $79,070
2022	$4,573.00 Homeowner's exemption	$96,780 Land $17,710 Building $79,070
2021			$276,490 Land $50,590 Building $225,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7970 Champaign Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2015)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7970 Champaign Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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