7970 Archer Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7970 Archer Ave, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,170 sqft · built 1980
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Sep 2018)
Tax Bill$7,133 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN244-0082-018-0000

Property Details

APN / Parcel Number

Primary APN244-0082-018-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,170 sqft Living Area
1st Floor Area1,512 sqft
2nd Floor Area658 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
Garage Area562 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address7970 ARCHER AVE
CityFAIR OAKS
StateCA
Zip95628-5905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionW 100 FT OF E 524 FT OF N 1/2 LOT 6 BLK 26 FAIROAKS TR
Legal SubdivisionSAN JUAN GRANT PUBLIC LAND
Legal Block26
Legal Lot Number6
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3003
Census Tract8009

Owner

7970 Archer Ave is owned and occupied by an individual who acquired it in April 2023.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7970 ARCHER AVE, FAIR OAKS, CA 95628-5905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Intrafamily Transfer, Transfer · Line of Credit
THE GOLDEN 1 CU
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN 1 CU
Sep 24, 2018Grant Deed, Transfer
VITEK MTG
Oct 2, 2017Deed of Trust, Mortgage · Conventional with PMI
VITEK MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2018 · Amount on File
Deed SaleSep 24, 2018 · Amount on File
Prior SaleSep 30, 2014 · Amount on File
Deed Book / Page20180924 / 314
Last Transfer DateApr 28, 2023
Transfer Doc2023000733
Record UpdatedOct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMay 8, 2023
Property Address7970 ARCHER AVE, FAIR OAKS, CA 95628-5905
Document Number0000000733
Map ReferenceMB 3 MAP 24
Instrument DateApr 28, 2023
Instrument202305080733
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7970 ARCHER AVE, FAIR OAKS, CA 95628-5905

Mortgage

Document Number0000000734
DateMay 8, 2023
Instrument202305080734
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address7970 ARCHER AVE, FAIR OAKS, CA 95628-5905
Document Number2011180844
Instrument DateNov 13, 2020
Transaction TypeMortgage
Record UpdatedDec 3, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7970 ARCHER AVE FAIR OAKS CA 956285905, FAIR OAKS, CA 95628-5905

Mortgage

Document Number2011180844
DateNov 18, 2020
Instrument2011180844
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 17, 2050

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 24, 2018
Property Address7970 ARCHER AVE, FAIR OAKS, CA 95628-5905
Document Number1809240314
Instrument DateSep 17, 2018
Instrument1809240314
Transaction TypeTransfer
Record UpdatedOct 4, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$55.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7970 ARCHER AVE FAIR OAKS CA 956285905, FAIR OAKS, CA 95628-5905

Mortgage

Document Number1809240315
DateSep 24, 2018
Instrument1809240315
Lender
NameVITEK MTG
TypeMortgage Company
AddressRANCHO CORDOVA, CA 95670
Agreement
AmountAmount on Record
Term360 Months
DueSep 23, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address7970 ARCHER AVE, FAIR OAKS, CA 95628-5905
Document Number1710121624
Instrument DateOct 2, 2017
Transaction TypeMortgage
Record UpdatedOct 25, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7970 ARCHER AVE FAIR OAKS CA 956285905, FAIR OAKS, CA 95628-5905

Mortgage

Document Number1710121624
DateOct 12, 2017
Instrument1710121624
Lender
NameVITEK MTG
TypeMortgage Company
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7970 Archer Ave was $7,133, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$598,540 (+2%) Land $178,671 Building $419,869
2025$7,133.00 (+0.76%)$586,805 Land $175,168 Building $411,637
2024$7,079.00 (+3%)
2023$6,873.00 (+0.37%)$564,020 Land $168,367 Building $395,653
2022$6,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7970 Archer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7970 Archer Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR OAKS WATER DISTRICT
serves 36,226 people · EPA ID CA3410009
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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