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7970 97th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 7970 97th Ave, Vero Beach, FL 32967

Property Summary

Property TypeResidential Vacant Land
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$422,500 (Feb 2026)
Tax Bill$480 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN31-38-34-00005-0110-00015.0

Property Details

APN / Parcel Number

Primary APN31-38-34-00005-0110-00015.0
Alternative APN
  • 30188

Exterior

Lot Area9,583 sqft (0.219 acres)
Lot Dimensions130 ft deep x 75 ft wide

Location & Zoning

Account Number30188
Street Address7970 97TH AVE
CityVERO BEACH
StateFL
Zip32967-3867
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT F BLK K LOT 15 PBI 5-55
Legal Range38
Legal Township31
Legal Section34
Legal SubdivisionVERO LAKE ESTATES UNIT F
Legal BlockK
Legal Lot Number15
Legal UnitF
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group1
Census Block1066
Census Tract50903

Owner

7970 97th Ave, residential vacant land, is owned and occupied by an individual who bought it in February 2026.

Source: Indian River County records, as of March 11, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7970 97TH AVE, VERO BEACH, FL 32967-3867
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2026 · Amount on File
Deed SaleFeb 26, 2026 · Amount on File
Prior SaleAug 20, 2024 · Amount on File
Deed Document Number3120260008850
Deed Book / Page3840 / 1966
Record UpdatedJun 8, 2026

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 26, 2026
Property Address7970 97TH AVE, VERO BEACH, FL 32967-3867
Document Number0038401966
Book / Page3840 / 1966
Map ReferenceMB 5 PG 55
Instrument DateFeb 19, 2026
Instrument3120260008850
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 12, 2026
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,957.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address7970 97TH AVE, VERO BEACH, FL 32967-3867

Mortgage

Document Number0038401967
DateFeb 26, 2026
Instrument3840/1967
Lender
NameRMC HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 7970 97th Ave was $480.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$480.00$30,281 Land $30,281$30,281 Land $30,281
2023$274.00 (+13.22%)$24,863 (+21.88%) Land $24,863$24,863 (+21.88%) Land $24,863
2022$242.00$20,400 Land $20,400$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7970 97th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation21.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 285 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies285 in force
Nearby Flood Claims51 (1996–2023)
Claims Outside the SFHA2 of 51
Most Recent ClaimApr 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7970 97th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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