797 River St, Jacksonville, NC 28540 Property Records

Onslow County property record for 797 River St, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,974 sqft · built 1956
Lot Size0.288 acres (12,528 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Dec 2000)
Tax Bill$2,220 (2025)
Deeds & MortgagesAug 2026 Mortgage
Dec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN418-185

Property Details

APN / Parcel Number

Primary APN418-185
Alternative APNs
  • 169167000
  • 014080

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,974 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,528 sqft (0.288 acres)
Lot Dimensions116 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number169167000
Street Address797 RIVER CT
CityJACKSONVILLE
StateNC
Zip28540-4919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-7
Legal DescriptionL7 BS NORTHWOODS
Legal SubdivisionNORTHWOODS MAP #8
Legal BlockS
Legal Lot Number7
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group2
Census Block2013
Census Tract1500

Owner

Source: Onslow County records · APN 418-185

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address797 RIVER CT, JACKSONVILLE, NC 28540-4919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · VA Mortgage
BARRETT FINANCIAL GROUP LLC
Dec 28, 2022Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2000 · Amount on Record
Deed SaleDec 22, 2000 · Amount on Record
Deed Book / Page1672 / 353
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Recording DateAug 05, 2026
Property Address797 RIVER CT, JACKSONVILLE, NC 28540-4919
Document Number6648000807
Book / Page6648 / 807
Instrument DateJul 30, 2026
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 RIVER CT, JACKSONVILLE, NC 28540-4919

Mortgage

Document Number6648000807,
DateAug 05, 2026
Book Page6648/807
Lender
NameBARRETT FINANCIAL GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address797 RIVER ST, JACKSONVILLE, NC 28540-4919
Transaction TypeMortgage
Record UpdatedJan 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 RIVER ST, JACKSONVILLE, NC 28540-4919

Mortgage

Document Number0058920863
DateDec 28, 2022
Book Page5892/863
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term215 Months
DueNov 01, 2040

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
MunicipalityJacksonville City
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,220.00$176,951 (-) Land $40,000 Building $136,951$176,951 (-) Land $40,000 Building $136,951
2023$2,220.00$176,951 Land $40,000 Building $136,951$176,951 Land $40,000 Building $136,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1996–2018)
Claims Outside the SFHA2 of 8
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed, T-Mobile USA.

Based on FCC filings for 137 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF JACKSONVILLE
serves 49,093 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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