797 Prosperity Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 797 Prosperity Rd, Culpeper, VA 22701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2003
Square Footage3,229 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$20,000 (2023)
Tax Bill$2,128.00 (2025)

Property Details

APN / Parcel Number

Primary APN40-U-2-156
Alternative APN
  • 19962

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area3,229 sqft Living Area
1st Floor1,462 sqft 1st Floor
Basement Area1,462 sqft Basement
Unfinished Basement1,462 sqft Unfinished
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,197 sqft (0.28 acres)
Parking Spaces4 Parking Spaces
Garage Area440 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number19962
Street Address797 PROSPERITY RD
CityCULPEPER
StateVA
Zip22701-3188
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW PHASE 2A PLAT CAB 7/480 LOT 156 - 12,001 SQ FT
Legal Subdivision193
Legal Phase2A
Legal Lot Number156
JurisdictionCULPEPER VA
Minor Civil DivisionWEST FAIRFAX
Census Blockgroup2
Census Block2009
Census Tract930203

Owner

Source: Culpeper County records · APN 40-U-2-156

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address797 PROSPERITY RD, CULPEPER, VA 22701-3188
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
Aug 02, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 05, 2023Intrafamily Transfer, Transfer · Stand Alone Refinance
ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2023 · Amount on Record
Deed SaleJun 05, 2023 · Amount on Record
Prior SaleAug 02, 2016 · Amount on Record
Deed Doc Number20232218
Prior Transfer DateMay 30, 2023
Prior Transfer Doc0000002218
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Recording DateJul 23, 2026
Property Address797 PROSPERITY RD, CULPEPER, VA 22701-3188
Document Number0000003993
Instrument DateJul 12, 2026
Instrument20263993
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 PROSPERITY RD, CULPEPER, VA 22701-3188

Mortgage

Document Number0000003993,
DateJul 23, 2026
Instrument20263993
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term323 Months
DueJun 01, 2053
Interest
Rate6.52%
Max Rate-1%

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address797 PROSPERITY RD, CULPEPER, VA 22701-3188
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240003313
DateAug 02, 2024
Instrument240003313
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term346 Months
DueJun 01, 2053
Interest
Rate TypeFixed Rate

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCULPEPER VA
Recording DateJun 05, 2023
Property Address797 PROSPERITY RD, CULPEPER, VA 22701-3188
Document Number0230002218
Instrument DateMay 30, 2023
Instrument230002218
Transaction TypeTransfer
Record UpdatedJun 21, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 PROSPERITY RD, CULPEPER, VA 22701-3188

Mortgage

Document Number0230002219
DateJun 05, 2023
Instrument230002219
Lender
NameATLANTIC COAST MORTGAGE LLC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term360 Months
DueJun 01, 2053
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,128.00 (-12.75%)$494,900 (+5.32%) Land $113,700 Building $381,200$494,900 (+5.32%) Land $113,700 Building $381,200
2024$2,439.00 (-1.3%)
2023$2,471.00$469,900 Land $99,500 Building $370,400$469,900 Land $99,500 Building $370,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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