Monmouth County and Aberdeen Township property record for 797 Prospect Ave, Keyport, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1960 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,900 (Apr 2007) |
| Tax Bill | $7,586 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00358-0000-00004 |
| Primary APN | 01-00358-0000-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 66 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 797 PROSPECT AVE |
|---|---|
| City | KEYPORT |
| State | NJ |
| Zip | 07735-5433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 358 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 802500 |
797 Prospect Ave is owned and occupied by two individuals who acquired it in March 2008.
Source: Monmouth County and Aberdeen Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 797 PROSPECT AVE, KEYPORT, NJ 07735-5433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 25, 2018 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2007 · Amount on File |
| Deed Sale | Apr 25, 2007 · Amount on File |
| Deed Document Number | 200758636 |
| Deed Book / Page | 8646 / 6587 |
| Last Transfer Date | Mar 22, 2008 |
| Transfer Doc | 0087130876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 797 PROSPECT AVE, KEYPORT, NJ 07735-5433 |
| Document Number | 0000052533 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 797 PROSPECT AVE KEYPORT NJ 077355433, KEYPORT, NJ 07735-5433 |
| Document Number | 0000052533 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 009289/005615 |
| Instrument | 52533 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 797 PROSPECT AVE, KEYPORT, NJ 07735-5433 |
| Document Number | 0000054047 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 797 PROSPECT AVE KEYPORT NJ 077355433, KEYPORT, NJ 07735-5433 |
| Document Number | 0000054047 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 009290/002848 |
| Instrument | 54047 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2048 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 797 Prospect Ave was $7,586, up 9.8% from the year before.
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,000 (+8.79%) Land $288,100 Building $128,900 | $417,000 (+8.79%) Land $288,100 Building $128,900 | |
| 2025 | $7,586.00 (+9.85%) | $383,300 Land $255,600 Building $127,700 | $383,300 Land $255,600 Building $127,700 |
| 2024 | $6,906.00 | ||
| 2023 | $293,200 Land $170,800 Building $122,400 | $293,200 Land $170,800 Building $122,400 | |
| 2022 | $6,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 797 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 42 (1978–2026) |
| Claims Outside the SFHA | 8 of 42 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 797 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN - CLIFFWOOD/CLIFFWOOD BEACH serves 6,775 people · EPA ID NJ1330002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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