Franklin County property record for 797 NE Access Rd, Mount Vernon, TX 75457
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 3,010 sqft · built 1968 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,326 (2021) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2024 Mortgage |
| APN | 00820-00000-00210-000000 |
| Primary APN | 00820-00000-00210-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,010 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Area | 729 sqft |
| Account Number | 4960 |
|---|---|
| Old Parcel Number | 008200000000210000000 |
| Street Address | 797 NE ACCESS RD |
| City | MOUNT VERNON |
| State | TX |
| Zip | 75457-6554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | AB 102 J CAUDLE |
| Legal Subdivision | J CAUDLE SURV A-102 |
| Jurisdiction | FRANKLIN TX |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950200 |
797 NE Access Rd, a rural home, is owned and occupied by two individuals who acquired it in August 2024.
Source: Franklin County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 797 NE ACCESS RD, MOUNT VERNON, TX 75457-6554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Aug 13, 2024 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2024 |
| Deed Sale | Aug 13, 2024 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Property Address | 797 NE ACCESS RD, MOUNT VERNON, TX 75457-6554 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | SUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 797 NE ACCESS RD, MOUNT VERNON, TX 75457-6554 |
| Document Number | 0000177531 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 177531 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Property Address | 797 NE ACCESS RD, MOUNT VERNON, TX 75457-6554 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 800 PALOMAS DR NE, ALBUQUERQUE, NM 87108-1632 |
| Document Number | 000466/728 |
|---|---|
| Date | Aug 13, 2024 |
| Book Page | 466/728 |
| Instrument | 172514 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
Source: Franklin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Franklin County |
| Unified School District | Mount Vernon Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $372,200 Land $35,040 Building $337,160 | $372,200 Land $35,040 Building $337,160 | |
| 2023 | $320,740 Land $29,100 Building $291,640 | $320,740 Land $29,100 Building $291,640 | |
| 2021 | $3,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 797 NE Access Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 797 NE Access Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CYPRESS SPRINGS SUD N PLANT 1 & NE PLANT serves 13,698 people · EPA ID TX0800003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Nextlink, Optimum, T-Mobile, Verizon.
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