797 Lakeside Cir Dr, Wheeling, IL 60090 Property Records

Cook County property record for 797 Lakeside Cir Dr, Wheeling, IL 60090

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,232 sqft · built 1975
Lot Size	0.053 acres (2,288 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Dec 2000)
Tax Bill	$5,402 (2023)
Deeds & Mortgages	Nov 2025 Second Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-09-402-010`

Property Details

APN / Parcel Number

Primary APN	`03-09-402-010`
Alternative APN	`03-09-402-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,288 sqft (0.053 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	797 LAKESIDE CIRCLE DR
City	WHEELING
State	IL
Zip	60090-5361
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(LAKESIDE)(VILLAS)(UNIT1) RESUB OF PT LT 4 IN ZALES S UB IN PT SE & SW OF SEC 09-42-11
Legal Range	11E
Legal Township	42N
Legal Section	09
Legal Subdivision	LAKESIDE VILLAS UNIT1
Legal Block	1
Legal Lot Number	4
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3009
Census Tract	802503

Owner

797 Lakeside Cir Dr, a townhouse, is owned and occupied by an individual who acquired it in January 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	797 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jan 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2000 · Amount on File
Deed Sale	Dec 27, 2000 · Amount on File
Prior Sale	Feb 3, 1994 · Amount on File
Deed Document Number	200010727
Last Transfer Date	Jan 18, 2020
Transfer Doc	0000055008
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	797 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5361
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5361

Mortgage

Document Number	0031102267
Date	Nov 7, 2025
Instrument	2531102267

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 19, 2055

Interest

Rate	8.1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	797 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5361
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5361

Mortgage

Document Number	0026934162
Date	Sep 26, 2022
Instrument	2226934162

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.2%
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	797 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5361
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5361

Mortgage

Document Number	0011106085
Date	Apr 21, 2021
Instrument	2111106085

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 2, 2041

Interest

Rate	3.64%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	797 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5361
Document Number	2007115053
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 LAKESIDE CIRCLE DR WHEELING IL 600905361, WHEELING, IL 60090-5361

Mortgage

Document Number	2007115053
Date	Mar 11, 2020
Instrument	7115053

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 10, 2040

Interest

Rate	4.09%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 23, 2020
Property Address	797 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5361
Document Number	2002355008
Instrument Date	Jan 18, 2020
Instrument	2355008
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 LAKESIDE CIRCLE DR WHEELING IL 600905361, WHEELING, IL 60090-5361

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 Land $3,661 Building $19,339	$230,000 Land $36,610 Building $193,390
2023	$5,402.00 (+5.55%)
2022	$5,118.00 Homeowner's exemption	$19,435 Land $3,500 Building $15,935	$194,350 Land $35,000 Building $159,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 797 Lakeside Cir Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1981–2009)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Aug 2009 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 797 Lakeside Cir Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband.

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