Lyon County property record for 797 E St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1979 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,040 (2026) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage Apr 2020 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-234-06 |
| Primary APN | 020-234-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Street Address | 797 E ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 13-20-24 FR W2 NE4 |
| Legal Subdivision | GOOD EARTH |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 960104 |
Source: Lyon County records · APN 020-234-06
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 797 E ST, FERNLEY, NV 89408-8570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Apr 06, 2020 | Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 02, 2020 |
| Transfer Doc | 0000613228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 797 E ST, FERNLEY, NV 89408-8570 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 797 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000652343 |
|---|---|
| Date | Feb 03, 2022 |
| Instrument | 652343 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Apr 06, 2020 |
| Property Address | 797 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000613228 |
| Map Reference | DOC 39558 |
| Instrument Date | Mar 02, 2020 |
| Instrument | 613228 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | FIDELITY NATIONAL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 797 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000613229 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 613229 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.44% |
| Type Change Date | Apr 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,040.00 (-23.98%) | $94,567 (+9.32%) Land $70,000 Building $24,567 | $270,191 (+9.32%) Land $200,000 Building $70,191 |
| 2023 | $1,368.00 (+3.95%) | $86,504 (+1.7%) Land $61,250 Building $25,254 | $247,154 (+1.7%) Land $175,000 Building $72,154 |
| 2022 | $1,316.00 | $85,059 Land $61,250 Building $23,809 | $243,025 Land $175,000 Building $68,025 |
Source: FEMA National Flood Hazard Layer, Lyon County (32019C), as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Fiber Fixed Wireless | 200 / 30 |
May also be available: AT&T, ATN International.
Based on FCC filings for 375 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NV0000062, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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