797 E Bay St, Winter Garden, FL 34787 Property Records

Orange County property record for 797 E Bay St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,428 sqft · built 2011
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Company Names on Record
Last Sale	$25,400 (Oct 2020)
Tax Bill	$7,493 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-22-27-5260-00-201`

Property Details

APN / Parcel Number

Primary APN	`13-22-27-5260-00-201`
Alternative APNs	`272213526000201` `112817` `113469` `114749`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,428 sqft Living Area
Gross Area	3,538 sqft
1st Floor Area	2,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	611 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	797 E BAY ST
City	WINTER GARDEN
State	FL
Zip	34787-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC-2
Legal Description	J S LOVELESS ADDITION TO WINTER GARDEN D/90 S 150 FT OF LOT 20
Legal Range	27E
Legal Township	22S
Legal Section	13
Legal Subdivision	LOVELESS ADD TO WINTER GARDEN
Legal Tract	5260
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2027
Census Tract	17402

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1809 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2119
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGE LENDING LLC
Oct 29, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
May 1, 2018	Quit Claim Deed, Transfer CHARLES F ROPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Dec 16, 2010 · Amount on Record
Deed Document Number	2020565638
Last Transfer Date	Aug 1, 2024
Transfer Doc	0000267683
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	797 E BAY ST, WINTER GARDEN, FL 34787-3226
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2119

Mortgage

Document Number	0000532150
Date	Sep 15, 2023
Instrument	20230532150

Lender

Name	CLEAREDGE LENDING LLC
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 29, 2020
Property Address	797 E BAY ST, WINTER GARDEN, FL 34787-3226
Document Number	0000565638
Instrument Date	Oct 20, 2020
Instrument	565638
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$178.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 FULLERS OAK LOOP WINTER GARDEN FL 347872119, WINTER GARDEN, FL 34787-2119

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	May 1, 2018
Property Address	797 E BAY ST, WINTER GARDEN, FL 34787-3226
Document Number	0000255161
Instrument Date	Apr 23, 2018
Instrument	255161
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 E BAY ST WINTER GARDEN FL 347873226, WINTER GARDEN, FL 34787-3226

Mortgage

Document Number	255162
Date	May 1, 2018
Instrument	255162

Lender

Name	CHARLES F ROPER
Address	PO BOX 770218, WINTER GARDEN, FL 34777-0218

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,598 (+1%)	$522,390 (-1.11%) Land $142,500 Building $379,890
2025	$7,493.00 (+8.96%)	$415,089 (-6.69%)	$528,260 (+18.75%) Land $142,500 Building $385,760
2024	$6,877.00 (+12.53%)
2023	$6,111.00 (+11.35%)	$444,832 (+13.89%) Land $105,000 Building $339,832	$444,832 (+13.89%) Land $105,000 Building $339,832
2022	$5,488.00	$390,582 Land $105,000 Building $285,582	$390,582 Land $105,000 Building $285,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications, Verizon.

Nearby Properties on E Bay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures