Clermont County property record for 797 Dorgene Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,972 sqft · built 2000 |
| Lot Size | 0.512 acres (22,303 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Sep 2026) |
| Tax Bill | $6,846 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-10F-279 |
| Primary APN | 39-31-10F-279 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,972 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 360 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,303 sqft (0.512 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 396 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 39-31-10F-0279 |
|---|---|
| Street Address | 797 DORGENE LN |
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLO FIELDS PART 7 LOT 356 |
| Legal Subdivision | POLO FIELDS PT 07 |
| Legal Lot Number | 356 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 41406 |
Source: Clermont County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 797 DORGENE LN, CINCINNATI, OH 45244-1069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Dec 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Jul 1, 2011 · Amount on Record |
| Deed Document Number | 202620320 |
| Deed Book / Page | 3032 / 5469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 2, 2026 |
| Property Address | 797 DORGENE LN, CINCINNATI, OH 45244-1069 |
| Document Number | 0000020320 |
| Book / Page | 3032 / 5469 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202620320 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 797 DORGENE LN, CINCINNATI, OH 45244-1069 |
| Document Number | 0000020321, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 3032/5471 |
| Instrument | 202620321 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 797 DORGENE LN, CINCINNATI, OH 45244-1069 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Title Company | SAFE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 797 DORGENE LN, CINCINNATI, OH 45244-1069 |
| Document Number | 0000030335 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 2935/3632 |
| Instrument | 202200030335 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 9.25% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,846.00 (-62.91%) | $152,820 (-) Land $27,410 Building $125,410 | $436,600 (-) Land $78,300 Building $358,300 |
| 2024 | $436,600 (-) Land $78,300 Building $358,300 | ||
| 2023 | $18,460.00 (+176.26%) Homeowner's exemption | $152,820 (+38.6%) Land $27,410 Building $125,410 | $436,600 (+38.6%) Land $78,300 Building $358,300 |
| 2022 | $6,682.00 Homeowner's exemption | $110,260 Land $19,780 Building $90,480 | |
| 2020 | $315,000 Land $56,500 Building $258,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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