Carter County property record for 797 Cottage Rd, Springer, OK 73458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 2008 |
| Lot Size | 2.32 acres (101,059 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,487 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90305 |
| Primary APN | 90305 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 101,059 sqft (2.32 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Storage Building | 1,200 sqft |
| Utility Building | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 90305 |
|---|---|
| Street Address | 797 COTTAGE RD |
| City | SPRINGER |
| State | OK |
| Zip | 73458-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N 310 W 350 NW SW SW-LESS .17 AC TO CO RD-05 03S 01W |
| Legal Range | 01W |
| Legal Township | 03S |
| Legal Section | 05 |
| Legal Subdivision | UNPLATTED |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE NORTH |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 892100 |
Source: Carter County assessment roll, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 797 COTTAGE RD, SPRINGER, OK 73458-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 18, 2017 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Jul 27, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2017 |
| Transfer Doc | 006425/208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 797 COTTAGE RD, SPRINGER, OK 73458-8226 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Title Company | OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 797 COTTAGE RD, SPRINGER, OK 73458-8226 |
| Document Number | 00007477/5 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 7477/5 |
| Instrument | I-2024-000249 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 797 COTTAGE RD, SPRINGER, OK 73458-8226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6447/255 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 6447/255 |
| Instrument | 2017-009605 |
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Nov 15, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 797 COTTAGE RD, SPRINGER, OK 73458-8226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 6791/024 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 6791/024 |
| Instrument | 2019-011984 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jul 27, 2017 |
| Property Address | 797 COTTAGE RD, SPRINGER, OK 73458-8226 |
| Document Number | 006425/208 |
| Book / Page | 6425 / 208 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017-007729 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 797 COTTAGE RD, SPRINGER, OK 73458-8226 |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Unified School District | Lone Grove Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,487.00 (+6.14%) Homeowner's exemption | $15,229 (+6.09%) Land $1,392 Building $13,837 | $233,128 (+30.54%) Land $11,600 Building $221,528 |
| 2023 | $1,401.00 Homeowner's exemption | $14,355 Land $1,392 Building $12,963 | $178,590 Land $11,600 Building $166,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 76% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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