Garrard County property record for 797 Chenault Bridge Rd, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba |
| Lot Size | 160 acres (6,983,104 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,779 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Oct 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-64 |
| Primary APN | 13-64 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Exterior Material | Aluminum Siding |
|---|---|
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,983,104 sqft (160 acres) |
| Garage Type | Detached |
| Pool Type | In-Ground Pool |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Account Number | 16600 |
|---|---|
| Street Address | 797 CHENAULT BRIDGE RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PARCEL 2/TR1 BACKYARD TR 2 MAIN FARM |
| Legal Tract | 2 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970102 |
Source: Garrard County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 164 RICE BEND RD, LANCASTER, KY 40444-7019 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 2, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 3, 2005 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL C U |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 2, 2026 |
| Property Address | 797 CHENAULT BRIDGE RD, LANCASTER, KY 40444-9527 |
| Document Number | 0000222439 |
| Book / Page | 339 / 520 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 2026222439 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 164 RICE BEND RD, LANCASTER, KY 40444-7019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 797 CHENAULT BRIDGE RD, LANCASTER, KY 40444-9527 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M249/644 |
|---|---|
| Date | Oct 3, 2005 |
| Book Page | M249/644 |
| Instrument | 67461 |
| Name | PENTAGON FEDERAL C U |
|---|---|
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Jul 9, 2010 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,000 (-) | $715,000 (+164.81%) Land $715,000 | |
| 2025 | $2,779.00 (-0.47%) | $270,000 (-) Land $130,000 Building $140,000 | $270,000 (-) Land $130,000 Building $140,000 |
| 2024 | $2,792.00 (-2.82%) | $270,000 (-) Land $130,000 Building $140,000 | $270,000 (-) Land $130,000 Building $140,000 |
| 2023 | $2,873.00 (+2.86%) | $270,000 (+3.85%) Land $130,000 Building $140,000 | $270,000 (+3.85%) Land $130,000 Building $140,000 |
| 2022 | $2,793.00 | $260,000 Land $130,000 Building $130,000 | $260,000 Land $130,000 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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