Winnebago County property record for 797 Acadia St, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Deeds & Mortgages | Sep 2023 Sale Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-06-325-007 |
| Primary APN | 08-06-325-007 |
|---|
| Street Address | 797 ACADIA ST |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DENALI HEIGHTS NO 1 PT S1/2 SEC 6-45-2LOT 29 |
| Legal Range | 02 |
| Legal Township | 45 |
| Legal Section | 06 |
| Legal Subdivision | DENALI HEIGHTS 01 |
| Legal Lot Number | 29 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 3801 |
797 Acadia St is owned and occupied by an individual who acquired it in September 2023.
Source: Winnebago County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 797 ACADIA ST, ROSCOE, IL 61073-4502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Warranty Deed, Transfer TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Jul 27, 2020 | Grant Deed, Transfer · VA Mortgage MIDWEST CMNTY BK |
| Jul 19, 2019 | Deed of Trust, Mortgage · Line of Credit STATE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2023 |
| Deed Sale | Sep 6, 2023 |
| Prior Sale | Jul 27, 2020 · Amount on File |
| Deed Document Number | 2320592 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 6, 2023 |
| Property Address | 797 ACADIA ST, ROSCOE, IL 61073-4502 |
| Document Number | 0000020592 |
| Map Reference | BK45 PG80 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2320592 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 797 ACADIA ST, ROSCOE, IL 61073-4502 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 27, 2020 |
| Property Address | 797 ACADIA ST, ROSCOE, IL 61073-4502 |
| Document Number | 0001020529 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 1020529 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 797 ACADIA ST ROSCOE IL 610734502, ROSCOE, IL 61073-4502 |
| Document Number | 1020530 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 1020530 |
| Name | MIDWEST CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 797 ACADIA ST, ROSCOE, IL 61073-4502 |
| Document Number | 0001027923 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | SECURITY FIRST TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5382 SWANSON RD ROSCOE IL 610739458, ROSCOE, IL 61073-9458 |
| Document Number | 0001027923 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 1027923 |
| Name | STATE BK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 19, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Winnebago County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $60,901 Land $11,615 Building $49,286 | $182,703 Land $34,845 Building $147,858 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 797 Acadia St in Zone X, an area of moderate flood risk, though there have been 76 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 797 Acadia St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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