7969 Ridge Rd, Malvern, AR 72104 Property Records

Hot Spring County property record for 7969 Ridge Rd, Malvern, AR 72104

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,062 sqft · built 1986
Lot Size	9.45 acres (411,642 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Sep 2026)
Tax Bill	$616 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025-00254-000`

Property Details

APN / Parcel Number

Primary APN	`025-00254-000`
Alternative APN	`6170`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	411,642 sqft (9.45 acres)

Exterior Amenities

Porch	Slab
Porch Area	632 sqft
Deck Area	224 sqft
Patio Area	224 sqft
Lean-To	144 sqft
Utility Building	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7969 RIDGE RD
City	MALVERN
State	AR
Zip	72104-7040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SE
Legal Range	17W
Legal Township	05S
Legal Section	10
Legal Subdivision	10-05S-17W RURAL METES & BOUNDS
Legal Block	2
Jurisdiction	HOT SPRING AR
Township / Civil Division	MIDWAY
Census Block Group	2
Census Block	2040
Census Tract	20500

Owner

7969 Ridge Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Hot Spring County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7969 RIDGE RD, MALVERN, AR 72104-7040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 13, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage SPECIALIZED LOAN SERVICES LLC
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage SPECIALIZED LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	May 3, 2010 · Amount on File
Deed Document Number	20263893
Deed Book / Page	396 / 903
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Sep 1, 2026
Property Address	7969 RIDGE RD, MALVERN, AR 72104-7040
Document Number	0000003893
Book / Page	396 / 903
Instrument Date	Aug 31, 2026
Instrument	20263893
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	PROFESSIONAL TITLE, PROFESSIONAL LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,657.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7969 RIDGE RD, MALVERN, AR 72104-7040

Mortgage

Document Number	0000003894,
Date	Sep 1, 2026
Instrument	20263894

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	7969 RIDGE RD, MALVERN, AR 72104-7040
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7969 RIDGE RD, MALVERN, AR 72104-7040

Mortgage

Document Number	MTG540/282
Date	Jun 13, 2025
Book Page	MTG 540/282
Instrument	2025-002582

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	7969 RIDGE RD, MALVERN, AR 72104-7040
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7969 RIDGE RD, MALVERN, AR 72104-7040

Mortgage

Document Number	000522/705
Date	Dec 11, 2023
Book Page	522/705
Instrument	2023-004959

Lender

Name	SPECIALIZED LOAN SERVICES LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Jul 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	7969 RIDGE RD, MALVERN, AR 72104-7040
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7969 RIDGE RD, MALVERN, AR 72104-7040

Mortgage

Document Number	000498/791
Date	Sep 21, 2021
Book Page	498/791
Instrument	2021-003009

Lender

Name	SPECIALIZED LOAN SERVICES LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7969 Ridge Rd was $616.

Source: Hot Spring County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Unified School District	Malvern Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$616.00	$24,270 Land $1,245 Building $23,025	$121,350 Land $6,225 Building $115,125
2023	$791.00 Homeowner's exemption	$24,270 Land $1,245 Building $23,025	$121,350 Land $6,225 Building $115,125

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7969 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Jul 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7969 Ridge Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Arkansas Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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