7967 Stevens Rd, Owings, MD 20736 Property Records

Calvert County property record for 7967 Stevens Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,695 sqft · built 2011
Lot Size	3.69 acres (160,736 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jan 2017)
Tax Bill	$9,147 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-016315`

Property Details

APN / Parcel Number

Primary APN	`03-016315`
Alternative APNs	`3016315` `016315`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,695 sqft Total Area
Basement Area	1,595 sqft
Finished Basement	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	160,736 sqft (3.69 acres)
Garage Type	Attached
Garage Area	1,156 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	016315
Street Address	7967 STEVENS RD
City	OWINGS
State	MD
Zip	20736-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 6 & PARCEL A-R BAREFOOT PARK III
Legal Subdivision	BAREFOOT PARK
Legal Lot Number	6
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1017
Census Tract	860300

Owner

7967 Stevens Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Calvert County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7967 STEVENS RD, OWINGS, MD 20736-9155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage ONE AMERICAN BANK
Oct 20, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 10, 2017	Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on File
Deed Sale	Jan 10, 2017 · Amount on File
Prior Sale	Apr 9, 2008 · Amount on File
Deed Book / Page	4923 / 327
Prior Transfer Date	Mar 6, 2015
Prior Transfer Doc	0045330172
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	7967 STEVENS RD, OWINGS, MD 20736-9155
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7967 STEVENS RD, OWINGS, MD 20736-9155

Mortgage

Document Number	0063750001
Date	Nov 28, 2022
Book Page	6375/1

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	477 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	7967 STEVENS RD, OWINGS, MD 20736-9155
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MADISON SETMNT SVCS PITTSBUR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059190190
Date	Apr 5, 2021
Book Page	5919/190

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	7967 STEVENS RD, OWINGS, MD 20736-9155
Document Number	0057830214
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7967 STEVENS RD OWINGS MD 207369155, OWINGS, MD 20736-9155

Mortgage

Document Number	0057830214
Date	Dec 4, 2020
Book Page	005783/000214

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 3, 2047

Interest

Rate	3.25%

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 10, 2017
Property Address	7967 STEVENS RD, OWINGS, MD 20736-9155
Document Number	0049230327
Book / Page	4923 / 327
Map Reference	MB ABE1 FO85
Instrument Date	Sep 16, 2016
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	INTERSTATE TITLE & ESCROW LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7967 STEVENS RD, OWINGS, MD 20736-9155

Mortgage

Document Number	0004923334
Date	Jan 10, 2017
Instrument	4923/334

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 7967 Stevens Rd was $9,147 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,147.00 Homeowner's exemption	$827,200 Land $162,700 Building $664,500	$827,200 Land $162,700 Building $664,500
2023	$7,421.00 Homeowner's exemption	$714,267	$827,200 Land $162,700 Building $664,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7967 Stevens Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7967 Stevens Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stevens Rd

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