Indian River County property record for 7965 98th Ct, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 2006 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $309,000 (Nov 2021) |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 31-38-33-00003-0020-00011.0 |
| Primary APN | 31-38-33-00003-0020-00011.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 135 ft deep x 150 ft wide |
| Garage Type | Mixed |
| Garage Area | 399 sqft |
| Carport | Carport |
| Carport Area | 630 sqft |
| Driveway | Driveway |
| Driveway Area | 656 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 190 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 28340 |
|---|---|
| Street Address | 7965 98TH CT |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT L BLK B LOTS 10 & 11 PBI 5-86 |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 33 |
| Legal Subdivision | VERO LAKE ESTATES UNIT L |
| Legal Block | B |
| Legal Lot Number | 10-11 11 |
| Legal Unit | L |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 50903 |
7965 98th Ct is owned and occupied by an individual who bought it in November 2021.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7965 98TH CT, VERO BEACH, FL 32967-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Aug 5, 2021 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on File |
| Deed Sale | Nov 29, 2021 · Amount on File |
| Prior Sale | Jun 27, 2016 · Amount on File |
| Deed Document Number | 3120210081905 |
| Deed Book / Page | 3487 / 1373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 29, 2021 |
| Property Address | 7965 98TH CT, VERO BEACH, FL 32967-2826 |
| Document Number | 0034871373 |
| Book / Page | 3487 / 1373 |
| Map Reference | MB 5 PG 86 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 3120210081905 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,163.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5683 TIGER WOODS DR, 5683, MILTON, FL 32570-7774 |
| Name | Verified Name |
|---|---|
| Address | 7965 98TH CT, VERO BEACH, FL 32967-2826 |
| Document Number | 34871374 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 3487/1374 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 7965 98TH CT, VERO BEACH, FL 32967-2826 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7965 98TH CT, VERO BEACH, FL 32967-2826 |
| Document Number | 0034510639 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 3451/639 |
| Instrument | 3120210056007 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Aug 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7965 98th Ct was $3,814.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,814.00 | $284,306 | $287,389 Land $61,774 Building $225,615 |
| 2023 | $3,340.00 (+3.66%) | $268,247 (+5.47%) | $297,848 (+14.94%) Land $50,720 Building $247,128 |
| 2022 | $3,222.00 | $254,336 | $259,137 Land $41,616 Building $217,521 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7965 98th Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 22.4 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 285 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 285 in force |
| Nearby Flood Claims | 51 (1996–2023) |
| Claims Outside the SFHA | 2 of 51 |
| Most Recent Claim | Apr 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7965 98th Ct is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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