7963 Knotty Pine Ln, Three Lakes, WI 54562 Property Records

Oneida County property record for 7963 Knotty Pine Ln, Three Lakes, WI 54562

Property Summary

Property Type	Single Family Home
Lot Size	3.78 acres (165,073 sqft)
Owner	2 Individual Names on File
Last Sale	$280,500 (Sep 2025)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`TL 3608`

Property Details

APN / Parcel Number

Primary APN	`TL 3608`

Exterior

Architectural Style	Condo/Apartment
Lot Area	165,073 sqft (3.78 acres)

Location & Zoning

Street Address	7963 KNOTTY PINE LN
City	THREE LAKES
State	WI
Zip	54562-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 864935/795826 WHISPERING PINES CONDO UNIT 4
Legal Range	11E
Legal Township	39N
Legal Section	20
Legal Subdivision	WHISPERING PINES CONDO
Legal Unit	4
Jurisdiction	ONEIDA WI
Township / Civil Division	THREE LAKES
Census Block Group	2
Census Block	2048
Census Tract	970101

Owner

7963 Knotty Pine Ln is owned and occupied by two individuals who bought it in September 2025.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7963 KNOTTY PINE LN, THREE LAKES, WI 54562-9407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Condominium Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK
Jul 31, 2019	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Document Number	2025864935
Transfer Doc	0000696378
Record Updated	Jun 8, 2026

September 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ONEIDA WI
Recording Date	Sep 16, 2025
Property Address	7963 KNOTTY PINE LN, THREE LAKES, WI 54562-9407
Document Number	0000864935
Map Reference	DOC 660052
Instrument Date	Sep 11, 2025
Instrument	864935
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000864936
Date	Sep 16, 2025
Instrument	864936

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Max Rate	12.7%

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 31, 2019
Property Address	THREE LAKES, WI 54562
Document Number	0000795826
Map Reference	DOC 696378
Instrument Date	Jul 30, 2019
Instrument	795826
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Tax	$349.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11170 SOUTH WINOOSKI AVE, BURLINGTON, VT
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7963 Knotty Pine Ln was $1,620, up 12.3% from the year before.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Three Lakes Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 (+12.27%)	$116,400 (-) Land $90,800 Building $25,600	$218,536 Land $170,473 Building $48,063
2024	$1,443.00 (+0.84%)	$116,400 (-) Land $90,800 Building $25,600
2023	$1,431.00	$116,400 Land $90,800 Building $25,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7963 Knotty Pine Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7963 Knotty Pine Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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