7963 Benjamin Dr, Lakeland, FL 33810 Property Records

Polk County property record for 7963 Benjamin Dr, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,665 sqft · built 1995
Lot Size	0.255 acres (11,125 sqft)
Owner	2 Individual Names on File
Tax Bill	$845 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-10-000824-000980`

Property Details

APN / Parcel Number

Primary APN	`23-27-10-000824-000980`
Alternative APNs	`102723000824000980` `02723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,665 sqft Living Area
Gross Area	2,106 sqft
1st Floor Area	1,665 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,125 sqft (0.255 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Unfinished Open Porch
Porch Area	41 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7963 BENJAMIN DR
City	LAKELAND
State	FL
Zip	33810-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGERINE TRAILS UNIT NO 4 PB 98 PG 12 LOT 98
Legal Range	23E
Legal Township	27S
Legal Section	10
Legal Subdivision	TANGERINE TRAILS UNIT 4
Legal Tract	824
Legal Block	3
Legal Lot Number	98
Legal Unit	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3012
Census Tract	12128

Owner

7963 Benjamin Dr is owned and occupied by two individuals who acquired it in May 2006.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7963 BENJAMIN DR, LAKELAND, FL 33810-5141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 23, 2006
Transfer Doc	0000146877
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	7963 BENJAMIN DR, LAKELAND, FL 33810-5141
Document Number	0110471843
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7963 BENJAMIN DR LAKELAND FL 338105141, LAKELAND, FL 33810-5141

Mortgage

Document Number	0110471843
Date	Nov 20, 2019
Book Page	011047/001843
Instrument	246649

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7963 Benjamin Dr was $845 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,420 (+2.7%)	$237,254 (-8.79%) Land $37,000 Building $200,254
2025	$845.00 Homeowner's exemption	$105,570	$260,115 Land $37,000 Building $223,115
2023	$1,358.00 (+6.59%) Homeowner's exemption	$99,607 (+3%)	$276,539 (+17.21%) Land $36,000 Building $240,539
2022	$1,274.00 Homeowner's exemption	$96,706	$235,930 Land $30,000 Building $205,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7963 Benjamin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7963 Benjamin Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20