7962 Andy Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 7962 Andy Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,998 sqft · built 1984
Lot Size	5.81 acres (253,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Dec 2021)
Tax Bill	$8,764 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-16-200-002-000`

Property Details

APN / Parcel Number

Primary APN	`07-16-200-002-000`
Alternative APN	`07160000000508 00`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,998 sqft Living Area
1st Floor Area	2,998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Foundation Type	Raised
Lot Area	253,084 sqft (5.81 acres)
Garage Area	624 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	495 sqft
Porch	Slab
Porch Area	353 sqft
Patio Area	1,950 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7962 ANDY RD
City	WATERLOO
State	IL
Zip	62298-6024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART NW NE
Legal Range	10W
Legal Township	02S
Legal Section	16
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2040
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7962 ANDY RD, WATERLOO, IL 62298-6024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed, Transfer · Conventional Mortgage BANK OF BELLEVILLE
May 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	2021421220
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	0000408032
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Dec 1, 2021
Property Address	7962 ANDY RD, WATERLOO, IL 62298-6024
Document Number	0000421220
Instrument Date	Dec 1, 2021
Instrument	421220
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7962 ANDY RD, WATERLOO, IL 62298-6024

Mortgage

Document Number	0000421221
Date	Dec 1, 2021
Instrument	421221

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	May 18, 2020
Property Address	7962 ANDY RD, WATERLOO, IL 62298-6024
Document Number	0000408032
Instrument Date	May 4, 2020
Instrument	408032
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7962 ANDY RD WATERLOO IL 622986024, WATERLOO, IL 62298-6024

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,764.00 (+4.05%) Homeowner's exemption	$152,060 (+9.8%) Land $24,990 Building $127,070	$456,180 (+9.8%) Land $74,970 Building $381,210
2024	$8,423.00
2022	Additional exemption filed	$138,490 Land $24,990 Building $113,500	$415,470 Land $74,970 Building $340,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	50 / 10

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Andy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures