7960 River Rd, Cottrellville (Marine City), MI 48039 Property Records

St. Clair County property record for 7960 River Rd, Cottrellville, MI 48039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,308 sqft · built 1950
Lot Size	0.867 acres (37,767 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2023)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-17-065-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-17-065-0005-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	160 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	37,767 sqft (0.867 acres)
Lot Depth	387 ft Depth
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	7960 RIVER RD
City	COTTRELLVILLE
State	MI
Zip	48039-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RE
Legal Description	BEG N 5D 14M E 394' & N 5D 56M E 250' MEAS ALG W LINE OF M-29 FROM ITS INT/SEC WITH S LINE OF PC 568, TH N 69D W 394.38', TH
Legal Range	16E
Legal Township	03N
Legal Section	69
Legal Subdivision	PRIVATE CLAIM 568
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COTTRELLVILLE
Census Block Group	3
Census Block	3005
Census Tract	645000

Owner

7960 River Rd is owned and occupied by an individual who bought it in October 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7960 RIVER RD, COTTRELLVILLE, MI 48039-3329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2023	Warranty Deed, Transfer ATA NATIONAL TITLE
Apr 19, 2021	Warranty Deed, Transfer JBN TITLE, JB TITLE
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Apr 19, 2021 · Amount on File
Deed Document Number	202318451
Deed Book / Page	5663 / 224
Prior Transfer Date	Jul 26, 2010
Prior Transfer Doc	004108/046
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7960 RIVER RD, COTTRELLVILLE, MI 48039-3329
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5660 NORTH AVE, MACOMB, MI 48042

Mortgage

Document Number	0005651979
Date	Sep 6, 2023
Book Page	5651/979
Instrument	2023015738

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 17, 2023
Property Address	7960 RIVER RD, COTTRELLVILLE, MI 48039-3329
Document Number	0005663224
Book / Page	5663 / 224
Instrument Date	Aug 31, 2023
Instrument	2023018451
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7960 RIVER RD, WINCHESTER, KY 40391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56660 NORTH AVE, MACOMB, MI 48042-1547

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 19, 2021
Property Address	7960 RIVER RD, COTTRELLVILLE, MI 48039-3329
Document Number	0000535424
Book / Page	5354 / 24
Instrument Date	Apr 2, 2021
Instrument	2021012132
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	678 DELYNN DR, 678, HAZEL GREEN, AL 35750-9285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7960 RIVER RD, COTTRELLVILLE, MI 48039-3329

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7960 RIVER RD, COTTRELLVILLE, MI 48039-3329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7960 RIVER RD, COTTRELLVILLE, MI 48039-3329

Mortgage

Document Number	0052610560
Date	Oct 26, 2020
Book Page	5261/560
Instrument	2020026560

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7960 River Rd was $3,076 with a homeowner's exemption, up 7.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Cottrellville Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,300 (+2.97%)	$242,600
2025	$3,076.00 (+7.74%) Homeowner's exemption	$117,800
2024	$2,855.00		$235,600
2023		$96,000
2022	$1,656.00		$192,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7960 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7960 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTRELLVILLE TOWNSHIP serves 3,200 people · EPA ID MI0001650
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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