7960 Main St, Middletown, VA 22645 Property Records

Frederick County property record for 7960 Main St, Middletown, VA 22645

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,600 sqft · built 1910
Lot Size0.33 acres (14,259 sqft)
Owner2 Individual Names on Record
Last Sale$158,000 (Jun 2002)
Tax Bill$1,688 (2026)
Deeds & MortgagesMar 2024 Refinance
Nov 2022 Refinance
Flood ZoneZone X (minimal risk)
APN91B1-B-48A

Property Details

APN / Parcel Number

Primary APN91B1-B-48A
Alternative APN
  • 8026662

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,600 sqft Living Area
Gross Area5,394 sqft
1st Floor Area1,300 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1981
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,259 sqft (0.33 acres)
TerrainRolling
Garage TypeCarport
Garage Area375 sqft
CarportCarport
Carport Area375 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area364 sqft
Patio Area42 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8026662
Street Address7960 MAIN ST
CityMIDDLETOWN
StateVA
Zip22645-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB-1
Legal Description1/2 OF LOT 48 BLOCK B
Legal SubdivisionFREDERICK CIRCUIT COURT ON
Legal BlockB
Legal Lot Number48
JurisdictionFREDERICK VA
Township / Civil DivisionBACK CREEK
Census Block Group1
Census Block1049
Census Tract50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Middletown Historic District
listed 2003 · 234 contributing resources · NRIS 03000566

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7960 MAIN ST, MIDDLETOWN, VA 22645-9541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Nov 17, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2002 · Amount on Record
Deed SaleJun 5, 2002 · Amount on Record
Deed Document Number20022009264
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address7960 MAIN ST, MIDDLETOWN, VA 22645-9541
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001668
DateMar 4, 2024
Instrument240001668
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueMar 1, 2054
Interest
Rate TypeFixed Rate

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address7960 MAIN ST, MIDDLETOWN, VA 22645-9541
Transaction TypeMortgage
Record UpdatedDec 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013691
DateNov 17, 2022
Instrument220013691
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate
Rate7.5%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
MunicipalityMiddletown Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,688.00 (+10.47%)$318,400 Land $93,000 Building $225,400$318,400 Land $93,000 Building $225,400
2025$1,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MIDDLETOWN
serves 1,390 people · EPA ID VA2069333
Water SourcePurchased surface water from CITY OF WINCHESTER
Last State InspectionJun 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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