796 Whitney Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 796 Whitney Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,517 sqft · built 1989
Lot Size	0.135 acres (5,919 sqft)
Owner	Individual Name on Record
Tax Bill	$806 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1109H-03-001.003`

Property Details

APN / Parcel Number

Primary APN	`1109H-03-001.003`
Alternative APN	`101272`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,517 sqft Adjusted Area
1st Floor Area	1,258 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,919 sqft (0.135 acres)
Patio Area	340 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	796 WHITNEY DR
City	BILOXI
State	MS
Zip	39532-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 GREENLEAF SUBD PH I
Legal Range	10W
Legal Township	07S
Legal Section	15
Legal Subdivision	GREENLEAF SUBD PHASE I
Legal Phase	1
Legal Lot Number	3
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2024
Census Tract	3313

Owner

Source: Harrison County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	796 WHITNEY DR, BILOXI, MS 39532-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage ENVOY MORTGAGE LTD
Nov 15, 2017	Deed of Trust, Mortgage ENVOY MORTGAGE LTD
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Nov 15, 2017	Warranty Deed, Transfer
Nov 15, 2017	Warranty Deed, Transfer
Apr 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017
Deed Sale	Nov 15, 2017
Deed Document Number	20172802TJ2
Prior Transfer Date	Mar 16, 2015
Prior Transfer Doc	20170000873DJ2
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	796 WHITNEY DR, BILOXI, MS 39532-3106
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170003362TJ2
Date	Nov 15, 2017
Instrument	2017-0003362-T-J2

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2027

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	796 WHITNEY DR, BILOXI, MS 39532-3106
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170003361TJ2
Date	Nov 15, 2017
Instrument	2017-0003361-T-J2

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	796 WHITNEY DR, BILOXI, MS 39532-3106
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220001741TJ1
Date	Mar 4, 2022
Instrument	2022-0001741-T-J1

Lender

Name	AMERICAN FINANCING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 15, 2017
Property Address	796 WHITNEY DR, BILOXI, MS 39532-3106
Document Number	20170002802TJ2
Instrument Date	Nov 15, 2017
Instrument	2017-0002802-T-J2
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2322 FARRELL CIR, 2322, GULFPORT, MS 39507-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 WHITNEY DR, BILOXI, MS 39532-3106

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 15, 2017
Property Address	796 WHITNEY DR, BILOXI, MS 39532-3106
Document Number	20170002802TJ2
Instrument Date	Nov 15, 2017
Instrument	2017-0002802-T-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2322 FARRELL CIR, 2322, GULFPORT, MS 39507-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 WHITNEY DR, BILOXI, MS 39532-3106

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Apr 21, 2017
Property Address	796 WHITNEY DR, BILOXI, MS 39532-3106
Document Number	20170000873DJ2
Map Reference	PL 12 PG 1
Instrument Date	Mar 16, 2015
Instrument	2017-0000873-D-J2
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4796 WHITNEY DR, 4796, BILOXI, MS 39532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2322 FARRELL CIR, GULFPORT, MS 39507-2221

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$806.00 (+6.33%) Homeowner's exemption Disabled Person's exemption	$9,900 (+3.59%)	$98,995 (+3.58%) Land $30,000 Building $68,995
2024	$758.00 (+1.2%)
2023	$749.00 Homeowner's exemption Disabled Person's exemption	$9,557	$95,572 Land $30,000 Building $65,572
2022	$749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	7 (2017–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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