796 Silver Gulch Ct, Rocklin, CA 95765 Property Records

Placer County property record for 796 Silver Gulch Ct, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,504 sqft · built 2007
Lot Size	0.359 acres (15,624 sqft)
Owner	Company Name on Record
Last Sale	$788,000 (Dec 2007)
Tax Bill	$19,723 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`489-020-018-000`

Property Details

APN / Parcel Number

Primary APN	`489-020-018-000`
Alternative APN	`489-020-018`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,504 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	15,624 sqft (0.359 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Old Parcel Number	489-020-018
Street Address	796 SILVER GULCH CT
City	ROCKLIN
State	CA
Zip	95765-5353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 45 WHITNEY RNCH PH 1, UNIT 20, MOR BK AA PG 55
Legal Subdivision	WHITNEY RANCH PH 1, UNIT 20
Legal Lot Number	45
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1005
Census Tract	21323

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	796 SILVER GULCH CT, ROCKLIN, CA 95765-5353
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2007 · Amount on Record
Deed Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	2007119958
Last Transfer Date	Apr 15, 2011
Transfer Doc	0000033295
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	796 SILVER GULCH CT, ROCKLIN, CA 95765-5353
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 SILVER GULCH CT, ROCKLIN, CA 95765-5353

Mortgage

Document Number	0000069262
Date	Sep 7, 2022
Instrument	2022-0069262

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	796 SILVER GULCH CT, ROCKLIN, CA 95765-5353
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 SILVER GULCH CT, ROCKLIN, CA 95765-5353

Mortgage

Document Number	0000037565
Date	Apr 29, 2022
Instrument	2022-0037565

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	796 SILVER GULCH CT, ROCKLIN, CA 95765-5353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058355
Date	Jun 16, 2020
Instrument	2020-0058355

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,097,576 (+2%) Land $214,356 Building $883,220
2025	$19,723.00 (+2.11%) Homeowner's exemption	$1,076,055 (+4.04%) Land $210,153 Building $865,902
2023	$19,316.00 (+1.75%) Homeowner's exemption	$1,034,273 Land $201,994 Building $832,279
2022	$18,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: Cal.net.

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