Broome County and Chenango Town property record for 796 River Rd, Binghamton, NY 13901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,210 sqft · built 1942 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Sep 2023) |
| Tax Bill | $8,670 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2023 Sale & Mortgage |
| APN | 032400 112.07-3-32 |
| Primary APN | 032400 112.07-3-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,210 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Upper Floors Area | 618 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 345 sqft |
| Canopy | 28 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24272800000 |
|---|---|
| Street Address | 796 RIVER RD |
| City | BINGHAMTON |
| State | NY |
| Zip | 13901-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 006000001400A1S10000 |
| Legal Block | 3 |
| Legal Lot Number | 32.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | CHENANGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 12102 |
Source: Broome County and Chenango Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 796 RIVER RD, BINGHAMTON, NY 13901-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 9, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Sep 1, 2023 | Deed, Transfer · Conventional Mortgage PARAGON HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on Record |
| Deed Sale | Sep 1, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2014 · Amount on Record |
| Deed Document Number | 202318488 |
| Deed Book / Page | 2735 / 189 |
| Last Transfer Date | Mar 26, 2026 |
| Transfer Doc | 0000019177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Jul 9, 2026 |
| Property Address | 796 RIVER RD, BINGHAMTON, NY 13901-1327 |
| Document Number | 0000019177 |
| Book / Page | 2831 / 22 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202619177 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | TITLE FIRST, FIRST TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 796 RIVER RD, BINGHAMTON, NY 13901-1327 |
| Document Number | 0000019178, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202619178 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Sep 1, 2023 |
| Property Address | 796 RIVER RD, BINGHAMTON, NY 13901-1327 |
| Document Number | 002735/189 |
| Book / Page | 2735 / 189 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 202300018488 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13940 W MEEKER BLVD # BLVD115-60, BLVD115-60, SUN CITY, AZ 85375-4492 |
| Name | Verified Name |
|---|---|
| Address | 39 GRAND BLVD, BINGHAMTON, NY 13905-3434 |
| Document Number | 202300018489 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 202300018489 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
Source: Broome County and Chenango Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Chenango Town |
| Unified School District | Chenango Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,670.00 (+9.57%) | ||
| 2025 | $7,913.00 (+5.63%) | $124,500 (-) Land $15,000 Building $109,500 | $290,200 (+18.41%) Land $34,964 Building $255,236 |
| 2024 | $7,491.00 | ||
| 2023 | $124,500 Land $15,000 Building $109,500 | $245,079 Land $29,528 Building $215,551 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 17 (1979–2014) |
| Claims Outside the SFHA | 10 of 17 |
| Most Recent Claim | Mar 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHENANGO CONSOLIDATED WD #1 serves 9,200 people · EPA ID NY0301653 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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