796 Red Barn Ln, Elgin, IL 60124 Property Records

Kane County property record for 796 Red Barn Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,414 sqft · built 2000
Lot Size	0.23 acres (10,008 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2018)
Tax Bill	$9,826 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-152-003`

Property Details

APN / Parcel Number

Primary APN	`06-28-152-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,414 sqft Living Area
Gross Area	3,525 sqft
Basement Area	1,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	10,008 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	796 RED BARN LN
City	ELGIN
State	IL
Zip	60124-6551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLUMBINE SUBDIVISION LOT 78
Legal Subdivision	COLUMBINE SUB
Legal Block	1
Legal Lot Number	78
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1016
Census Tract	851913

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	796 RED BARN LN, ELGIN, IL 60124-6551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 20, 2018	Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Prior Sale	Oct 12, 2000 · Amount on Record
Deed Document Number	201840708
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	796 RED BARN LN, ELGIN, IL 60124-6551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009185
Date	Feb 27, 2018
Instrument	2018K009185

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 20, 2018
Property Address	796 RED BARN LN, ELGIN, IL 60124-6551
Document Number	0000040708
Instrument Date	Aug 9, 2018
Instrument	40708
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	796 RED BARN LN ELGIN IL 601246551, ELGIN, IL 60124-6551

Mortgage

Document Number	40710
Date	Aug 20, 2018
Instrument	40710

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,826.00 (+14.63%) Homeowner's exemption Senior Citizen's exemption
2024		$133,367 (+21.39%) Land $28,317 Building $105,050	$400,261 (+21.44%) Land $84,985 Building $315,276
2022	$8,572.00 (+4.77%) Homeowner's exemption	$109,863 (+6.96%) Land $23,326 Building $86,537	$329,589 (+6.96%) Land $69,978 Building $259,611
2021	$8,182.00 Homeowner's exemption	$102,714 Land $21,808 Building $80,906	$308,142 Land $65,424 Building $242,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Starlink Satellite	280 / 30
Opiquad Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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