Anne Arundel County property record for 796 Oak Ln, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,539 sqft · built 1969 |
| Lot Size | 0.596 acres (25,950 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Sep 2020) |
| Tax Bill | $17,214 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-025-20015025 |
| Primary APN | 03-025-20015025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,539 sqft Living Area |
| 1st Floor Area | 2,293 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 25,950 sqft (0.596 acres) |
| View / Lot | Waterfront |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Deck Area | 165 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 02520015025 |
|---|---|
| Street Address | 796 OAK LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LTS 37 38 BK A PL AMBERLEY |
| Legal Subdivision | AMBERLEY |
| Legal Block | A |
| Legal Lot Number | 37 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 730902 |
Source: Anne Arundel County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 796 OAK LN, ANNAPOLIS, MD 21409-5526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Aug 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Sep 14, 2020 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on Record |
| Deed Sale | Sep 14, 2020 · Amount on Record |
| Prior Sale | Dec 9, 1997 |
| Deed Book / Page | 35203 / 332 |
| Transfer Doc | 0000013544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 4, 2026 |
| Property Address | 796 OAK LN, ANNAPOLIS, MD 21409-5526 |
| Document Number | 4241000115 |
| Book / Page | 42412 / 115 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 796 OAK LN, ANNAPOLIS, MD 21409-5526 |
| Document Number | 4241000115, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 42412/115 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 796 OAK LN, ANNAPOLIS, MD 21409-5526 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Title Company | EAGLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0373970415 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 37397/415 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 14, 2020 |
| Property Address | 796 OAK LN, ANNAPOLIS, MD 21409-5526 |
| Document Number | 0352030332 |
| Book / Page | 35203 / 332 |
| Map Reference | MB 22 PG 36 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | EAGLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 796 OAK LN, ANNAPOLIS, MD 21409-5526 |
| Document Number | 35203340 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 35203/340 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,616,733 (+4.79%) | $1,690,700 (-) Land $1,341,000 Building $349,700 | |
| 2025 | $17,214.00 (+13.24%) | $1,542,767 (+10.83%) | $1,690,700 (+15.11%) Land $1,341,000 Building $349,700 |
| 2023 | $15,201.00 | $1,392,067 | $1,468,800 Land $1,179,900 Building $288,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (1987–2020) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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