796 Mill Point Rd, Delanson, NY 12053 Property Records

Schenectady County and Duanesburg Town property record for 796 Mill Point Rd, Delanson, NY 12053

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,034 sqft · built 1910
Lot Size	8.3 acres (361,548 sqft)
Owner	Individual Name on Record
Tax Bill	$3,438 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422089 32.00-1-3`

Property Details

APN / Parcel Number

Primary APN	`422089 32.00-1-3`
Alternative APN	`208903200000010030000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	826 sqft
Upper Floors Area	208 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	361,548 sqft (8.3 acres)
Porch	Porch
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	796 MILL POINT RD
City	DELANSON
State	NY
Zip	12053-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	DUANESBURG
Census Block Group	2
Census Block	2008
Census Tract	33102

Owner

Source: Schenectady County and Duanesburg Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	796 MILL POINT RD, DELANSON, NY 12053-3728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed of Trust, Mortgage · Line of Credit FARM CREDIT EAST ACA
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Nov 12, 2019	Warranty Deed, Transfer HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	796 MILL POINT RD, DELANSON, NY 12053-3728
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 MILL POINT RD, DELANSON, NY 12053-3728

Mortgage

Document Number	0000068496
Date	Nov 13, 2024
Book Page	5410/591
Instrument	202468496

Lender

Name	FARM CREDIT EAST ACA
Type	Bank
Address	COOPERSTOWN, NY 13326

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	796 MILL POINT RD, DELANSON, NY 12053-3728
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 MILL POINT RD, DELANSON, NY 12053-3728

Mortgage

Document Number	0000059148
Date	Oct 19, 2023
Book Page	5337/149
Instrument	202359148

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 12, 2019
Property Address	796 MILL POINT RD, DELANSON, NY 12053-3728
Document Number	0000051163
Book / Page	002024 / 000116
Instrument Date	Nov 5, 2019
Instrument	51163
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$392.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14 DELANSON NY 120530014, DELANSON, NY 12053-0014

Mortgage

Document Number	51166
Date	Nov 12, 2019
Book Page	000091/000181
Instrument	51166

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Mortgage

Document Number	51167,
Date	Nov 12, 2019
Book Page	004952/000909
Instrument	51167

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

Source: Schenectady County and Duanesburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Duanesburg Town
Unified School District	Duanesburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,438.00 (+1.84%)
2025	$3,376.00	$36,700 (-) Land $10,600 Building $26,100	$174,762 (+9.05%) Land $50,476 Building $124,286
2024		$36,700 (-) Land $10,600 Building $26,100	$160,262 (+2.62%) Land $46,288 Building $113,974
2023		$36,700 Land $10,600 Building $26,100	$156,170 Land $45,106 Building $111,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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