796 Middlefield Rd, Schenevus, NY 12155 Property Records

Otsego County and Roseboom Town property record for 796 Middlefield Rd, Schenevus, NY 12155

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,664 sqft · built 1900
Lot Size	5.18 acres (225,641 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (Sep 2005)
Tax Bill	$2,558 (2026)
Deeds & Mortgages	Jun 2022 Sale Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`365800 118.00-2-12.07`

Property Details

APN / Parcel Number

Primary APN	`365800 118.00-2-12.07`
Alternative APNs	`580011800000020120070000` `187200`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	832 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	225,641 sqft (5.18 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	187200
Street Address	796 MIDDLEFIELD RD
City	SCHENEVUS
State	NY
Zip	12155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	999 0 0
Legal Block	2
Legal Lot Number	12.007
Jurisdiction	OTSEGO NY
Township / Civil Division	ROSEBOOM
Census Block Group	1
Census Block	1084
Census Tract	590600

Owner

796 Middlefield Rd is owned and occupied by two individuals who acquired it in April 2022.

Source: Otsego County and Roseboom Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	796 MIDDLEFIELD RD, ROSEBOOM, NY 13450-1402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2020	Loan Modification, Mortgage COMMUNITY BK NA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2005 · Amount on File
Deed Sale	Sep 26, 2005 · Amount on File
Prior Sale	Feb 4, 2005 · Amount on File
Deed Book / Page	1086 / 771
Last Transfer Date	Apr 26, 2022
Transfer Doc	0000000147
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 7, 2022
Property Address	796 MIDDLEFIELD RD, SCHENEVUS, NY 12155-3511
Document Number	0000000147
Instrument Date	Apr 26, 2022
Instrument	2022-3147
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 MIDDLEFIELD RD, ROSEBOOM, NY 13450-1402

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OTSEGO NY
Property Address	796 MIDDLEFIELD RD, ROSEBOOM, NY 13450-1402
Document Number	0000005110
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 MIDDLEFIELD RD ROSEBOOM NY 134501402, ROSEBOOM, NY 13450-1402

Mortgage

Document Number	0000005110
Date	Nov 13, 2020
Instrument	5110

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 12, 2030

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	796 MIDDLEFIELD RD, ROSEBOOM, NY 13450-1402
Document Number	0000005109
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 MIDDLEFIELD RD ROSEBOOM NY 134501402, ROSEBOOM, NY 13450-1402

Mortgage

Document Number	0000005109
Date	Nov 13, 2020
Instrument	5109

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 12, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 796 Middlefield Rd was $2,558, up 3.1% from the year before.

Source: Otsego County and Roseboom Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Roseboom Town
Unified School District	Cherry Valley-Springfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,558.00 (+3.06%)
2025	$2,482.00	$106,000 Land $20,400 Building $85,600	$151,429 Land $29,143 Building $122,286
2023		$106,000 Land $20,400 Building $85,600	$129,743 Land $24,969 Building $104,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 796 Middlefield Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2009–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 796 Middlefield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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