Rutherford County property record for 796 Ledbetter Rd, Spindale, NC 28160 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,006 sqft · built 1930 |
| Lot Size | 4.98 acres (216,929 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Aug 2021) |
| Tax Bill | $1,561 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jun 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0426892 |
| Primary APN | 0426892 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,006 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 216,929 sqft (4.98 acres) |
| Porch | Porch |
| Porch Area | 196 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 796 LEDBETTER RD |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PL:39-78 |
| Legal Subdivision | DAVID L WOOD AND WIFE JANET T WOOD |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 960600 |
Source: Rutherford County records · APN 0426892
Assessment roll updated August 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 796 LEDBETTER RD, SPINDALE, NC 28160-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 07, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 04, 2021 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jan 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2021 · Amount on Record |
| Deed Sale | Aug 04, 2021 · Amount on Record |
| Deed Book / Page | 2049 / 3296 |
| Prior Transfer Date | Jan 11, 2019 |
| Prior Transfer Doc | 0020190951 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 796 LEDBETTER RD, SPINDALE, NC 28160-2012 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 796 LEDBETTER RD, SPINDALE, NC 28160-2012 |
| Document Number | 0020691014 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 2069/1014 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 796 LEDBETTER RD, SPINDALE, NC 28160-2012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012500569 |
|---|---|
| Date | Jun 07, 2017 |
| Book Page | 1250/569 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FOREST CITY, NC 28043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Aug 04, 2021 |
| Property Address | 796 LEDBETTER RD, SPINDALE, NC 28160-2012 |
| Document Number | 0020493296 |
| Book / Page | 2049 / 3296 |
| Map Reference | MB 39 PG 78 |
| Instrument Date | Jul 03, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 OLD WAGY RD, FOREST CITY, NC 28043-9470 |
| Name | Verified Name |
|---|---|
| Address | 796 LEDBETTER RD, SPINDALE, NC 28160-2012 |
| Document Number | 0020493299 |
|---|---|
| Date | Aug 04, 2021 |
| Book Page | 2049/3299 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jan 11, 2019 |
| Property Address | 796 LEDBETTER RD, SPINDALE, NC 28160-2012 |
| Document Number | 0020190951 |
| Book / Page | 002019 / 000951 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 6381 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 796 LEDBETTER RD SPINDALE NC 281602012, SPINDALE, NC 28160-2012 |
Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,561.00 (+81.93%) | $117,800 (-) Land $19,600 Building $98,200 | $117,800 (-) Land $19,600 Building $98,200 |
| 2023 | $117,800 Land $19,600 Building $98,200 | $117,800 Land $19,600 Building $98,200 | |
| 2022 | $858.00 | ||
| 2021 | $858.00 |
Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 833 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures