Middlesex County and Lowell City property record for 796 Lawrence St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,798 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jun 2017) |
| Tax Bill | $4,882 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05090 |
| Primary APN | R05090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 3,342 sqft |
| 1st Floor Area | 993 sqft |
| Attic | Attic |
| Attic Area | 591 sqft |
| Basement Area | 807 sqft |
| Unfinished Basement | 807 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R05090 |
|---|---|
| Street Address | 796 LAWRENCE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-4715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TMF |
| Legal Block | 3520 |
| Legal Lot Number | 796 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 312100 |
796 Lawrence St is owned and occupied by an individual who bought it in June 2017.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 796 LAWRENCE ST, LOWELL, MA 01852-4715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 27, 2017 | Quit Claim Deed, Transfer · FHA Mortgage RANDOLPH SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on File |
| Deed Sale | Jun 27, 2017 · Amount on File |
| Prior Sale | Jun 12, 2014 · Amount on File |
| Deed Book / Page | 31239 / 287 |
| Transfer Doc | 031239-287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 796 LAWRENCE ST, LOWELL, MA 01852-4715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035670-145 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 35670/145 |
| Instrument | 24801 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 796 LAWRENCE ST, LOWELL, MA 01852-4715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33529-64 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 33529/64 |
| Instrument | 49004 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 27, 2017 |
| Property Address | 796 LAWRENCE ST, LOWELL, MA 01852-4715 |
| Document Number | 31239-287 |
| Book / Page | 31239 / 287 |
| Instrument | 27120 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.18 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 796 LAWRENCE ST, LOWELL, MA 01852-4715 |
| Document Number | 312400001 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 31240/0001 |
| Name | RANDOLPH SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
The 2026 property tax bill for 796 Lawrence St was $4,882, up 6.3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,882.00 (+6.34%) | $430,100 (+7.55%) Land $132,200 Building $297,900 | $506,341 (+27.72%) |
| 2025 | $4,591.00 (+4.48%) | $399,900 (+8.4%) Land $123,600 Building $276,300 | $396,435 (+2.73%) |
| 2024 | $4,394.00 (-6.19%) | $368,900 (-2.17%) Land $111,500 Building $257,400 | $385,890 |
| 2023 | $4,684.00 | $377,100 Land $96,900 Building $280,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 796 Lawrence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 796 Lawrence St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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