796 Laurel St NE, Valdese, NC 28690 Property Records

Burke County property record for 796 Laurel St NE, Valdese, NC 28690

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,956 sqft · built 1989
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Feb 2022)
Tax Bill	$2,696 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2743186338`

Property Details

APN / Parcel Number

Primary APN	`2743186338`
Alternative APN	`14024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Unfinished Basement	624 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	320 sqft
Deck Area	120 sqft
Patio Area	214 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	796 LAUREL ST NE
City	VALDESE
State	NC
Zip	28690-8878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 RESID
Legal Description	796 LAUREL ST NE VALDESE, NC 28690
Jurisdiction	BURKE NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1032
Census Tract	20901

Owner

796 Laurel St NE is owned and occupied by two individuals who bought it in February 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	796 LAUREL ST NE, VALDESE, NC 28690-8878
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 19, 2019	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 3, 2019	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Nov 20, 2019 · Amount on File
Deed Document Number	202221017396
Deed Book / Page	2603 / 543
Prior Transfer Date	May 9, 2019
Prior Transfer Doc	0024060249
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 14, 2022
Property Address	796 LAUREL ST NE, VALDESE, NC 28690-8878
Document Number	0026030543
Book / Page	2603 / 543
Instrument Date	Feb 14, 2022
Instrument	2022017396
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 643, VALDESE, NC 28690-0643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 LAUREL ST NE, VALDESE, NC 28690-8878

Mortgage

Document Number	2022017397
Date	Feb 14, 2022
Instrument	2022017397

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	796 LAUREL ST NE, VALDESE, NC 28690-8878
Document Number	0024350490
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	796 LAUREL ST NE VALDESE NC 286908878, VALDESE, NC 28690-8878

Mortgage

Document Number	0024350490
Date	Nov 20, 2019
Book Page	002435/000490
Instrument	34456

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 20, 2019
Property Address	796 LAUREL ST NE, VALDESE, NC 28690-8878
Document Number	0024350488
Book / Page	2435 / 0488
Instrument Date	Nov 19, 2019
Instrument	2017034455
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 MOREHEAD ST, 105, MORGANTON, NC 28655-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 643, VALDESE, NC 28690-0643

Mortgage

Document Number	2017034456
Date	Nov 20, 2019
Instrument	2017034456

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BURKE NC
Recording Date	Jun 3, 2019
Property Address	796 LAUREL ST NE, VALDESE, NC 28690-8878
Document Number	0024060249
Book / Page	002406 / 000249
Instrument Date	May 9, 2019
Instrument	28452
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$113.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	796 LAUREL ST NE VALDESE NC 286908878, VALDESE, NC 28690-8878

Mortgage

Document Number	24060252
Date	Jun 3, 2019
Book Page	002406/000252
Instrument	28453

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 796 Laurel St NE was $2,696, up 13.1% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Valdese Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,696.00 (+13.09%)	$235,841 (-) Land $12,583 Building $223,258	$235,841 (-) Land $12,583 Building $223,258
2025	$2,384.00	$235,841 Land $12,583 Building $223,258	$235,841 Land $12,583 Building $223,258
2023	$2,469.00	$221,577 Land $12,583 Building $208,994	$221,577 Land $12,583 Building $208,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 796 Laurel St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 796 Laurel St NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF VALDESE serves 13,571 people · EPA ID NC0112010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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