796 Harmon Dr, Cotopaxi, CO 81223 Property Records

Fremont County property record for 796 Harmon Dr, Cotopaxi, CO 81223

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,132 sqft · built 2000
Lot Size	5.79 acres (252,212 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Aug 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R025806`

Property Details

APN / Parcel Number

Primary APN	`R025806`
Alternative APN	`77013050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,352 sqft
Basement Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	252,212 sqft (5.79 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R025806
Street Address	796 HARMON DR
City	COTOPAXI
State	CO
Zip	81223-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 1 GLEN VISTA FIL #4 MSO SURRENDERED 2000
Legal Subdivision	GLEN VISTA
Legal Block	1
Legal Lot Number	9
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	2
Census Block	2016
Census Tract	979002

Owner

Source: Fremont County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	796 HARMON DR, COTOPAXI, CO 81223-9633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit FEDERAL HOUSING COMMISSIONER
Aug 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Aug 21, 2018	Deed of Trust, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	796 HARMON DR, COTOPAXI, CO 81223-9633
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000965240
Date	Aug 28, 2018
Instrument	965240

Lender

Name	FEDERAL HOUSING COMMISSIONER
Type	Government Agency
Address	ROANOKE, VA 24010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.56%
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year CMT
Max Rate	5%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	796 HARMON DR, COTOPAXI, CO 81223-9633
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 HARMON DR, COTOPAXI, CO 81223-9633

Mortgage

Document Number	0001004898
Date	Aug 5, 2021
Instrument	1004898

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	837 Months
Due	May 24, 2091

Interest

Rate Type	Adjustable Rate
Rate	1.94%
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Max Rate At Change	11.9%
Index	Other
Margin	5
Max Rate	11.9%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	796 HARMON DR, COTOPAXI, CO 81223-9633
Document Number	0000965239
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 HARMON DR COTOPAXI CO 812239633, COTOPAXI, CO 81223-9633

Mortgage

Document Number	0000965239
Date	Aug 28, 2018
Instrument	965239

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	FLORHAM PARK, NJ 07932

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Aug 27, 2091

Interest

Rate Type	Adjustable Rate
Rate	5.56%

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00 (+25.23%)	$21,235 (-6.82%)	$339,753 (-0.12%)
2024	$876.00 (+57.55%)	$22,790 (+27.3%)
2023	$556.00 (+65.48%)	$17,902 (+26.86%)	$340,147 (+67.52%)
2022	$336.00	$14,112	$203,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 82% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Communications Fixed Wireless	25 / 3
Lumen Technologies DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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