796 E 232nd St, Euclid, OH 44123 Property Records

Cuyahoga County property record for 796 E 232nd St, Euclid, OH 44123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,280 sqft · built 1940
Lot Size0.141 acres (6,150 sqft)
Owner2 Individual Names on Record
Last Sale$78,000 (Mar 1996)
Tax Bill$2,715 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Feb 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN643-09-031

Property Details

APN / Parcel Number

Primary APN643-09-031

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,280 sqft Living Area
1st Floor Area656 sqft
2nd Floor Area624 sqft
Basement Area624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1958
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,150 sqft (0.141 acres)
Lot Dimensions123 ft deep x 50 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area228 sqft
Deck Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address796 E 232ND ST
CityEUCLID
StateOH
Zip44123-2557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU2
Legal Description19 STCLAIR 0039 ALL MB643 PG09 MB01754 PG0032
Legal SubdivisionST CLAIR
Legal Lot Number39
JurisdictionCUYAHOGA OH
Township / Civil DivisionEUCLID
Census Block Group2
Census Block2000
Census Tract152502

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address796 E 232ND ST, EUCLID, OH 44123-2557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 18, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jan 21, 2017Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 1996 · Amount on Record
Deed SaleMar 1, 1996 · Amount on Record
Deed Document Number0000175432
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address796 E 232ND ST, EUCLID, OH 44123-2557
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address796 E 232ND ST, EUCLID, OH 44123-2557

Mortgage

Document Number0000000493
DateJul 5, 2023
Instrument202307050493
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address796 E 232ND ST, EUCLID, OH 44123-2557
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address796 E 232ND ST, EUCLID, OH 44123-2557

Mortgage

Document Number0000000516
DateFeb 18, 2021
Instrument202102180516
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueDec 12, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address796 E 232ND ST, EUCLID, OH 44123-2557
Document Number0001310029
Instrument DateJan 21, 2017
Transaction TypeMortgage
Record UpdatedApr 20, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address796 E 232ND ST EUCLID OH 441232557, EUCLID, OH 44123-2557

Mortgage

Document Number0001310029
DateJan 31, 2017
Instrument1310029
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 30, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityEuclid City
Unified School DistrictEuclid City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,715.00 (+3.39%) Homeowner's exemption$40,470 (-) Land $7,880 Building $32,590
2024$2,626.00 (+13.93%) Homeowner's exemption$40,470 (+53.7%) Land $7,880 Building $32,590$115,600 (+53.72%) Land $22,500 Building $93,100
2023$2,305.00 (+2.26%) Homeowner's exemption$26,330 (-) Land $5,920 Building $20,410
2022$2,254.00 Homeowner's exemption$26,330 Land $5,920 Building $20,410
2021$75,200 Land $16,900 Building $58,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–1981)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
PCs for People
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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