Hamilton County property record for 796 Delta Ave, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1923 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (May 2023) |
| Tax Bill | $5,054 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-0003-0113-00 |
| Primary APN | 045-0003-0113-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 2,064 sqft |
| 1st Floor Area | 696 sqft |
| 2nd Floor Area | 672 sqft |
| Basement Area | 696 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,615 sqft (0.083 acres) |
| Lot Dimensions | 106 ft deep x 46 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 796 DELTA AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | DELTA AVE 46 X 106.88 IRRSES DELTA AVE 677.94 FT SOF LINWOOD RD |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4703 |
Source: Hamilton County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4801 KENNEDY AVE, CINCINNATI, OH 45209-7543 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 19, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CINFED CU |
| Feb 15, 2022 | Intrafamily Transfer, Transfer |
| Dec 9, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on Record |
| Deed Sale | May 19, 2023 · Amount on Record |
| Prior Sale | Jan 16, 2003 · Amount on Record |
| Deed Document Number | 202333933 |
| Deed Book / Page | 14920 / 1043 |
| Prior Transfer Date | Feb 14, 2022 |
| Prior Transfer Doc | 0000017136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 796 DELTA AVE, CINCINNATI, OH 45226-1984 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 796 DELTA AVE, CINCINNATI, OH 45226-1984 |
| Document Number | 0000004681 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 15586/620 |
| Instrument | 2026-0004681 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 19, 2023 |
| Property Address | 796 DELTA AVE, CINCINNATI, OH 45226-1984 |
| Document Number | 0000033933 |
| Book / Page | 14920 / 1043 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023-0033933 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PROTITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 796 DELTA AVE, CINCINNATI, OH 45226-1984 |
| Document Number | 0000033934 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023-0033934 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 15, 2022 |
| Property Address | 796 DELTA AVE, CINCINNATI, OH 45226-1984 |
| Document Number | 0000017136 |
| Book / Page | 14605 / 2025 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022-0017136 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 796 DELTA AVE, CINCINNATI, OH 45226-1984 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 9, 2021 |
| Property Address | 796 DELTA AVE, CINCINNATI, OH 45226-1984 |
| Document Number | 0000148130 |
| Book / Page | 14560 / 1948 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021-0148130 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,054.00 (+3.14%) | $82,044 (-) Land $34,325 Building $47,719 | $234,410 (-) Land $98,070 Building $136,340 |
| 2024 | $4,900.00 (+10.26%) | $82,044 (-) Land $34,325 Building $47,719 | |
| 2023 | $4,444.00 (-14.29%) Homeowner's exemption | $82,044 (+7.73%) Land $34,325 Building $47,719 | $234,410 (+7.73%) Land $98,070 Building $136,340 |
| 2022 | $5,185.00 Homeowner's exemption | $76,157 Land $32,550 Building $43,607 | |
| 2020 | $217,590 Land $93,000 Building $124,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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