Harnett County property record for 796 Century Dr, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,584 sqft · built 2014 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,000 (Sep 2023) |
| Tax Bill | $2,986 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500058912 |
| Primary APN | 1500058912 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,584 sqft Heated Area |
| 1st Floor Area | 1,089 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 441 sqft |
| Porch | Porch |
| Porch Area | 150 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500058912 |
|---|---|
| Street Address | 796 CENTURY DR |
| City | CAMERON |
| State | NC |
| Zip | 28326-4028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#349 COLONY PH#B PT 2&2C .4477AC MAP#2013-70 |
| Legal Subdivision | LEXINGTON PLANTATION |
| Legal Phase | B |
| Legal Lot Number | 349 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71303 |
796 Century Dr is owned and occupied by an individual who bought it in September 2023.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 796 CENTURY DR, CAMERON, NC 28326-4028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Jan 15, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on File |
| Deed Sale | Sep 26, 2023 · Amount on File |
| Prior Sale | Feb 9, 2015 · Amount on File |
| Deed Document Number | 202316235 |
| Deed Book / Page | 4208 / 2406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 23, 2026 |
| Property Address | 796 CENTURY DR, CAMERON, NC 28326-4028 |
| Document Number | 0000007921 |
| Book / Page | 4338 / 1273 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20267921 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 796 CENTURY DR, CAMERON, NC 28326-4028 |
| Document Number | 0000007921, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 4338/1273 |
| Instrument | 20267921 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Sep 26, 2023 |
| Property Address | 796 CENTURY DR, CAMERON, NC 28326-4028 |
| Document Number | 0000016235 |
| Book / Page | 4208 / 2406 |
| Map Reference | MB 2013 PG 70 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023016235 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $718.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 SANDPIPER DR, WHISPERING PINES, NC 28327-9393 |
| Name | Verified Name |
|---|---|
| Address | 796 CENTURY DR, CAMERON, NC 28326-4028 |
| Document Number | 0000016236 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 2023016236 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 796 CENTURY DR, CAMERON, NC 28326-4028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001035 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 3924/406 |
| Instrument | 2021001035 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 796 Century Dr was $2,986, up 39.2% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,986.00 (+39.21%) | $386,911 (+33.5%) | $386,911 (+33.5%) Land $96,480 Building $290,431 |
| 2025 | $2,145.00 | $289,819 | $289,819 Land $56,160 Building $233,659 |
| 2023 | $2,145.00 | $289,819 | $289,819 Land $56,160 Building $233,659 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 796 Century Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 796 Century Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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