796 186th St, Hammond, WI 54015 Property Records

St. Croix County property record for 796 186th St, Hammond, WI 54015

Property Summary

Property Type	General Agricultural/Rural
Lot Size	2.71 acres (118,353 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Feb 2025)
Tax Bill	$1,077 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-1061-70-010`

Property Details

APN / Parcel Number

Primary APN	`018-1061-70-010`
Alternative APN	`27.29.17.415C`

Exterior

Lot Area	118,353 sqft (2.71 acres)

Location & Zoning

Street Address	796 186TH ST
City	HAMMOND
State	WI
Zip	54015
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	SEC 27 T29N R17W PT NW NE FKA LOT 1 CSM 1-71 FKA PT LOTS 3 & 4 CSM 7-1845 NKA CSM 33-7310 LOT 1
Legal Range	17W
Legal Township	29N
Legal Section	27
Legal Lot Number	1,3-4
Jurisdiction	ST CROIX WI
Township / Civil Division	HAMMOND
Census Block Group	1
Census Block	1003
Census Tract	121000

Owner

796 186th St, an agricultural property, is owned by an individual who bought it in February 2025.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1869 US HIGHWAY 12, HAMMOND, WI 54015-5103
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit WESTCONSIN CREDIT UNION
Feb 19, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Feb 20, 2024	Land Contract, Transfer · Seller Carry-Back PAMELA JENSEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2025 · Amount on File
Deed Sale	Feb 19, 2025 · Amount on File
Deed Document Number	20251189102
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Aug 11, 2026
Property Address	796 186TH ST, HAMMOND, WI 54015
Document Number	0001211354
Instrument Date	Aug 6, 2026
Instrument	20261211354
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001211354,
Date	Aug 11, 2026
Instrument	20261211354

Lender

Name	WESTCONSIN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 19, 2025
Property Address	796 186TH ST, HAMMOND, WI 54015
Document Number	0001189102
Map Reference	MB 33 PG 7310
Instrument Date	Jan 13, 2025
Instrument	1189102
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 KRATTLEY LN, HUDSON, WI 54016-7101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1869 US HIGHWAY 12, HAMMOND, WI 54015-5103

Mortgage

Document Number	0001189103
Date	Feb 19, 2025
Instrument	1189103

Lender

Name	AMERICAN FINANCING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2040

February 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST CROIX WI
Recording Date	Feb 20, 2024
Property Address	796 186TH ST, HAMMOND, WI 54015
Document Number	0001176044
Map Reference	MB 33 PG 7310
Instrument Date	Feb 2, 2024
Instrument	1176044
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001176044
Date	Feb 20, 2024
Instrument	1176044

Lender

Name	PAMELA JENSEN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	Feb 2, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 796 186th St was $1,077, up 0.1% from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hammond Town
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,077.00 (+0.09%)
2025	$1,076.00	$93,400 Land $46,500 Building $46,900	$93,400 Land $46,500 Building $46,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 796 186th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 796 186th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000

May also be available: Verizon.

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