Delta County property record for 796 1525 Rd, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,129 sqft · built 1959 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R013868 |
| Primary APN | R013868 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,129 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 132,858 sqft (3.05 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R013868 |
|---|---|
| Street Address | 796 1525 RD |
| City | DELTA |
| State | CO |
| Zip | 81416-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 796 1525 RD DELTA 81416 S: 12 T: 15S R: 96W SUBDIVISION: RURAL AREA TOTAL AC 3.05+- SEC 12 T15S R96W 6PM PT NE4NW4 S 12 BEG AT PT WH NW COR S 12 BRS S88*48W ON N/L SEC 1300.4 N89*36E677.5 ON SEC/L S11 E196 S89*36 W677.5N11W196 TO BEG LESS .13 AC TO L |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 964800 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 796 1525 RD, DELTA, CO 81416-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA |
| Aug 2, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANKS OF COLORADO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 4, 2007 |
| Transfer Doc | 0000618496 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 796 1525 RD, DELTA, CO 81416-3115 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 796 1525 RD, DELTA, CO 81416-3115 |
| Document Number | 0000748738 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 748738 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | MONTROSE, CO 81401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 796 1525 RD, DELTA, CO 81416-3115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 720182 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 720182 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 796 1525 RD, DELTA, CO 81416-3115 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 697171 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 697171 |
| Name | COMMUNITY BANKS OF COLORADO |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,303.00 (+12.91%) | $25,409 (+5.22%) Land $5,313 Building $20,096 | $406,543 (+12.79%) Land $85,000 Building $321,543 |
| 2024 | $1,154.00 (+3.96%) | $24,148 (-) Land $4,650 Building $19,498 | |
| 2023 | $1,110.00 (+15.15%) | $24,148 (+10.31%) Land $4,650 Building $19,498 | $360,428 (+14.43%) Land $69,409 Building $291,019 |
| 2022 | $964.00 | $21,891 Land $5,560 Building $16,331 | $314,975 Land $80,000 Building $234,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jun 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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