7959 Hoy Ct, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7959 Hoy Ct, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,628 sqft · built 1972
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Jul 2018)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`593-0010-0023-00`

Property Details

APN / Parcel Number

Primary APN	`593-0010-0023-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	520 sqft
2nd Floor Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7959 HOY CT
City	CINCINNATI
State	OH
Zip	45231-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COR RAMBLER PL & HOY CT 80.019 X 100 IRR LOT 119 WINSTON HTS SUB BLK B
Legal Subdivision	WINSTON HTS SUB
Legal Block	B
Legal Lot Number	119
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	1
Census Block	1001
Census Tract	21702

Owner

7959 Hoy Ct is owned and occupied by an individual who bought it in July 2018.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	7959 HOY CT, CINCINNATI, OH 45231-3315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2018	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Apr 4, 2007
Deed Document Number	201865431
Prior Transfer Date	Jul 13, 2006
Prior Transfer Doc	0000000083
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7959 HOY CT, CINCINNATI, OH 45231-3315
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7959 HOY CT, CINCINNATI, OH 45231-3315

Mortgage

Document Number	0000046938
Date	Jun 24, 2025
Book Page	15443/513
Instrument	2025-0046938

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7959 HOY CT, CINCINNATI, OH 45231-3315
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043737
Date	Apr 7, 2021
Book Page	14391/2689
Instrument	2021-0043737

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 30, 2018
Property Address	7959 HOY CT, CINCINNATI, OH 45231-3315
Document Number	0000005431
Map Reference	MB25 PG7
Instrument Date	Jun 26, 2018
Instrument	18-0065431
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7959 HOY CT, CINCINNATI, OH 45231-3315
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005432
Date	Jul 30, 2018
Instrument	18-0065432

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7959 Hoy Ct was $3,038, up 0.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,038.00 (+0.56%)	$57,978 (-) Land $10,220 Building $47,758	$165,650 Land $29,200 Building $136,450
2024	$3,021.00 (-0.85%)	$57,978 (-) Land $10,220 Building $47,758
2023	$3,047.00 (-5.84%)	$57,978 (+31.47%) Land $10,220 Building $47,758	$165,650 Land $29,200 Building $136,450
2022	$3,236.00 Homeowner's exemption	$44,101 Land $8,544 Building $35,557
2020			$126,000 Land $24,410 Building $101,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7959 Hoy Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7959 Hoy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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