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7957 Prestwick Ln, Stanley, NC 28164 Property Records

Lincoln County property record for 7957 Prestwick Ln, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,206 sqft · built 1990
Lot Size0.647 acres (28,183 sqft)
Owner2 Individual Names on Record
Last Sale$588,000 (Nov 2022)
Tax Bill$3,699 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4612-41-7974

Property Details

APN / Parcel Number

Primary APN4612-41-7974
Alternative APNs
  • 461203417974
  • 258912
  • 294136
  • 34615

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,206 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleHistorical
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area28,183 sqft (0.647 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number294136
Street Address7957 PRESTWICK LN
CitySTANLEY
StateNC
Zip28164-8745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal DescriptionCOWANS FORD C C 77
Legal SubdivisionCOWANS FORD CC
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1013
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7957 PRESTWICK LN, STANLEY, NC 28164-8745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2022 · Amount on Record
Deed SaleNov 15, 2022 · Amount on Record
Prior SaleJun 16, 2016 · Amount on Record
Deed Document Number2022660390
Deed Book / Page3211 / 187
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateNov 15, 2022
Property Address7957 PRESTWICK LN, STANLEY, NC 28164-8745
Document Number0003211187
Book / Page3211 / 187
Map ReferenceMB F PG 160-167
Instrument DateNov 15, 2022
Instrument660390
Transaction TypeTransfer
Record UpdatedNov 25, 2022
Title CompanyBARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,176.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address401 E WATERLYNN RD, 401, MOORESVILLE, NC 28115-8114

Transferred To (Grantee/Buyer)

NameVerified Name
Address8221 VILLAGE HARBOR DR, CORNELIUS, NC 28031-3706

Mortgage

Document Number0000660391
DateNov 15, 2022
Instrument660391
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.95%
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change4.95%
Max Rate At Change6.95%
Index1-Year T-Bill
Max Rate10.9%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,699.00 (+0.96%)$589,360 (-) Land $114,600 Building $474,760$589,360 (-) Land $114,600 Building $474,760
2023$3,664.00$589,360 Land $114,600 Building $474,760$589,360 Land $114,600 Building $474,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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