7956 McKaig Rd, Frederick, MD 21701 Property Records

Frederick County property record for 7956 McKaig Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 962 sqft · built 1966
Lot Size	0.509 acres (22,215 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2016)
Tax Bill	$2,653 (2023)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-300240`

Property Details

APN / Parcel Number

Primary APN	`13-300240`
Alternative APN	`300240`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	962 sqft Total Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,215 sqft (0.509 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Shed	1 Shed
Shed Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	300240
Street Address	7956 MCKAIG RD
City	FREDERICK
State	MD
Zip	21701-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #7, 0.51 AC PLEASANT HGTS. NR. MT. PLEASANT
Legal Subdivision	REVISED PLAT/PLEASANT HEIGHTS
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	13, MOUNT PLEASANT
Census Block Group	1
Census Block	1000
Census Tract	751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7956 MCKAIG RD, FREDERICK, MD 21701-8911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Line of Credit PATRIOT FCU
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2016 · Amount on Record
Deed Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	0011538124
Deed Book / Page	11538 / 124
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7956 MCKAIG RD, FREDERICK, MD 21701-8911
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7956 MCKAIG RD, FREDERICK, MD 21701-8911

Mortgage

Document Number	0154660187
Date	Nov 4, 2021
Book Page	15466/187

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 3, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7956 MCKAIG RD, FREDERICK, MD 21701-8911
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7956 MCKAIG RD, FREDERICK, MD 21701-8911

Mortgage

Document Number	0147610289
Date	Apr 12, 2021
Book Page	14761/289

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,653.00 Homeowner's exemption	$225,633	$271,500 Land $137,700 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1983–2012)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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