7956 Laurelridge Rd, San Diego, CA 92120 Property Records

San Diego County property record for 7956 Laurelridge Rd, San Diego, CA 92120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,308 sqft · built 1990
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$1,470,000 (Feb 2024)
Tax Bill	$19,319 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`456-240-22-00`

Property Details

APN / Parcel Number

Primary APN	`456-240-22-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,308 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	6,700 sqft (0.154 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7956 LAURELRIDGE RD
City	SAN DIEGO
State	CA
Zip	92120-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 290 TR 006602
Legal Subdivision	VISTA DEL CERRITOS
Legal Tract	006602
Legal Block	5
Legal Lot Number	290
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	5
Census Block	5002
Census Tract	9704

Owner

7956 Laurelridge Rd is owned by two individuals who bought it in February 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 8054, RANCHO SANTA FE, CA 92067-8054
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Feb 27, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 20, 2018	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Jun 1, 2020	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jul 12, 2017	Grant Deed, Transfer · VA Mortgage DBA HOMEDIRECT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024 · Amount on File
Deed Sale	Feb 27, 2024 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	202448754
Prior Transfer Date	Feb 23, 2024
Prior Transfer Doc	0000048753
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2024
Property Address	7956 LAURELRIDGE RD, SAN DIEGO, CA 92120-1724
Document Number	0000048753
Map Reference	MAP 6602
Instrument Date	Feb 23, 2024
Instrument	2024-0048753
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8054, RANCHO SANTA FE, CA 92067-8054

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2024
Property Address	7956 LAURELRIDGE RD, SAN DIEGO, CA 92120-1724
Document Number	0000048754
Map Reference	MAP 6602
Instrument Date	Feb 23, 2024
Instrument	2024-0048754
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 8054, RANCHO SANTA FE, CA 92067-8054

Mortgage

Document Number	0000048755
Date	Feb 27, 2024
Instrument	2024-0048755

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Margin	3
Max Rate	10.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7956 LAURELRIDGE RD, SAN DIEGO, CA 92120-1724
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7956 LAURELRIDGE RD, SAN DIEGO, CA 92120-1724

Mortgage

Document Number	0000155753
Date	Mar 1, 2021
Instrument	2021-0155753

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92120

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7956 LAURELRIDGE RD, SAN DIEGO, CA 92120-1724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064777
Date	Feb 20, 2018
Instrument	2018-0064777

Lender

Name	BOKF NA
Type	Bank
Address	35688

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2020
Property Address	7956 LAURELRIDGE RD, SAN DIEGO, CA 92120-1724
Document Number	0000278391
Map Reference	MAP 6602
Instrument Date	May 6, 2020
Instrument	2020-0278391
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7956 LAURELRIDGE RD, SAN DIEGO, CA 92120-1724

Mortgage

Document Number	0000278392
Date	Jun 1, 2020
Instrument	2020-0278392

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2017
Property Address	7956 LAURELRIDGE RD, SAN DIEGO, CA 92120-1724
Document Number	0000314905
Map Reference	MAP6602
Instrument Date	Jun 22, 2017
Instrument	2017-0314905
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7956 LAURELRIDGE RD, SAN DIEGO, CA 92120-1724

Mortgage

Document Number	0000314906
Date	Jul 12, 2017
Instrument	2017-0314906

Lender

Name	DBA HOMEDIRECT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7956 Laurelridge Rd was $19,319.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,529,388 (+2%) Land $1,196,460 Building $332,928
2025	$19,319.00	$1,499,400 Land $1,173,000 Building $326,400
2023	$12,117.00 (+2.75%) Homeowner's exemption	$993,361 Land $735,824 Building $257,537
2022	$11,793.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7956 Laurelridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7956 Laurelridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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