Howard County property record for 7954 Gavin Way, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,983 sqft · built 1984 |
| Lot Size | 0.728 acres (31,711 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $557,000 (Nov 2019) |
| Tax Bill | $8,893 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-462243 |
| Primary APN | 06-462243 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,983 sqft Total Area |
| Basement Area | 741 sqft |
| Finished Basement | 741 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 31,711 sqft (0.728 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 448 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 462243 |
|---|---|
| Street Address | 7954 GAVIN WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-1185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 2 .728 A 7954 GAVIN WAY R/W NWS GRAELOCH WOODS |
| Legal Subdivision | GRAELOCH WOODS |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7954 GAVIN WAY, LAUREL, MD 20723-1185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| Nov 8, 2019 | Grant Deed, Transfer · Conventional with PMI NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on Record |
| Deed Sale | Nov 8, 2019 · Amount on Record |
| Prior Sale | Apr 6, 1994 · Amount on Record |
| Deed Book / Page | 19006 / 179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7954 GAVIN WAY, LAUREL, MD 20723-1185 |
| Document Number | 0195340489 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | COMMUNITY TITLE NTWK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7954 GAVIN WAY LAUREL MD 207231185, LAUREL, MD 20723-1185 |
| Document Number | 0195340489 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 019534/000489 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 8, 2019 |
| Property Address | 7954 GAVIN WAY, LAUREL, MD 20723-1185 |
| Document Number | 0190060179 |
| Book / Page | 019006 / 000179 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | COMMUNITY TITLE NTWK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $557.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7954 GAVIN WAY LAUREL MD 207231185, LAUREL, MD 20723-1185 |
| Document Number | 190060185 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 019006/000185 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,893.00 (-0.29%) Homeowner's exemption | $638,767 (+4.53%) | $694,100 (+13.58%) Land $305,300 Building $388,800 |
| 2025 | $8,919.00 (+60.1%) Homeowner's exemption | $611,100 (+14.53%) Land $255,300 Building $355,800 | $611,100 (-) Land $255,300 Building $355,800 |
| 2023 | $533,567 | $611,100 Land $255,300 Building $355,800 | |
| 2022 | $5,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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