Howard County property record for 7954 Blue Stream Dr, Elkridge, MD 21075
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,020 sqft · built 2016 |
| Lot Size | 0.028 acres (1,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $386,990 (Dec 2015) |
| Tax Bill | $6,815 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-598049 |
| Primary APN | 01-598049 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,020 sqft Total Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,214 sqft (0.028 acres) |
| Garage Type | Built-in |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 598049 |
|---|---|
| Street Address | 7954 BLUE STREAM DR |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-7956 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 3 1,214 SQ' 7954 BLUE STREAM DR BLUE STREAM |
| Legal Subdivision | BLUE STREAM TOWNS |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 601203 |
7954 Blue Stream Dr, a townhouse, is owned and occupied by two individuals who bought it in December 2015.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7954 BLUE STREAM DR, ELKRIDGE, MD 21075-7956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2015 · Amount on File |
| Deed Sale | Dec 15, 2015 · Amount on File |
| Deed Book / Page | 16597 / 390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7954 BLUE STREAM DR, ELKRIDGE, MD 21075-7956 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0198520492 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 19852/492 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7954 BLUE STREAM DR, ELKRIDGE, MD 21075-7956 |
| Document Number | 0191380144 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7954 BLUE STREAM DR ELKRIDGE MD 210757956, ELKRIDGE, MD 21075-7956 |
| Document Number | 0191380144 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 019138/000144 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 21, 2035 |
The 2026 property tax bill for 7954 Blue Stream Dr was $6,815, up 5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,815.00 (+4.98%) | $469,900 (+4.65%) Land $130,000 Building $339,900 | $469,900 (-) Land $130,000 Building $339,900 |
| 2025 | $6,492.00 Homeowner's exemption | $449,033 | $469,900 Land $130,000 Building $339,900 |
| 2023 | $407,300 Land $160,000 Building $247,300 | $407,300 Land $160,000 Building $247,300 | |
| 2022 | $4,401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7954 Blue Stream Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7954 Blue Stream Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
May also be available: AT&T.
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